VISA® Debit Card with nickel back rewards

Radiant Credit Union’s VISA® Debit Card automatically pays you 5 cents every time you use your card for a signature purchase! If you are already a member with a checking account and a Radiant VISA Debit Card, you are automatically enrolled in Nickel Back Rewards!  No minimum purchase amount. No forms to fill out. Nickels are automatically paid daily directly into your Radiant Checking Account!

Not a member? Join today and start earning cash with every debit card purchase.


If you’re in a hurry, we offer instant issue debit cards*. Just walk into any of the following Radiant branches, and within a few minutes, you can walk out with a new card:

  • 43rd Street
  • Alachua
  • Archer Road
  • Chiefland
  • Downtown Gainesville
  • Lake City Main
  • Live Oak

*Please be aware that while we can issue your card instantly, processing may take up to 24 hours for the card to be activated.


visa secure logoVISA® Secure

Protecting you is our top priority. One way we do this is by preventing the unauthorized use of your card. During an online purchase, you may be guided through an extra check to verify your identity. This helps us ensure you are the rightful owner of the card and better protects you from fraud.

VISA® SRC (Secure Remote Commerce)

SRC logoVISA® SRC adds an extra layer of security making it harder for an unauthorized user to shop online with your VISA® Card in the unfortunate event your information is lost or stolen.

  Find out more and enroll

VISA® Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your VISA® Card.
To check your card eligibility or sign up for the alerts, cardholders can visit VISA® Purchase Alerts.


Call 866-209-7190 to:

  • Activate your Card
  • Report a lost or stolen Card:
  • Audio PIN change
  • To dispute a debit card transaction
  • Mobile Wallet Support


Before you go, let us know!

Alert Radiant that your card might be used in a different geographical area than normal – lowering the chance of your card being blocked when you make a purchase.
Send Radiant a notification: 



The Radiant Card Manager App can help safeguard your Radiant Credit and Debit Cards from fraud.

  • Restrict transactions
  • Suspend your card
  • Set transaction limits
  • Send purchase alerts
  • Set travel notification
  • Link your cards to your mobile

Take control of your Radiant Visa® Debit and Credit Card today! Download the app to get started or learn more.

Apple App Store

Google Play StoreTM

Card Manager App support 833-404-4118