By GreenPath Financial Wellness When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the best time to start teaching kids about money and many experts answer – the sooner the better. […]
By GreenPath Financial Wellness It’s human nature. We’re all wired to meet our immediate wants, whether it’s indulging in a tempting bowl of ice cream, spending too much time scrolling through social media, or treating ourselves to an impulse purchase. Unplanned expenses or emergencies are other common life events. A car or house repair, or […]
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What is GAP Insurance
Gap insurance is an essential part of any auto loan. Learn how it can protect you in the event that your vehicle is totaled and much more by clicking now.
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Refund Scams
It is hard to believe Thanksgiving is almost here. Families will get together to celebrate, watch football, and see who passes out first from eating too much turkey. One of the other traditions associated with Thanksgiving is breaking the wishbone. The tradition of wishing on bones is older than you probably think. This tradition can […]
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Anyone Can Be Scammed
Robert Lappin was a self-made millionaire. He started out making vacuum cleaners, then expanded his wealth by investing in real estate and finance. He created the Robert I. Lappin Charitable Foundation to help the Jewish community. Mr. Lappin, being an intelligent and carrying person, invested his foundation funds, his employees’ retirement plans, and his personal […]
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Common Scams
On October 1, 1908, Henry Ford’s Model T went on sale. At that time motorized vehicles had been manufactured for over 20 years; however, they were not affordable or practical for most people. Ford sold his Model T for $850.00. It was higher than most people’s income but was considered affordable. Ford also designed his […]
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The First Recorded Scam
Norman Cousins once wrote, “History is a vast early warning system.” I believe that to be very true. With that in mind, I thought it would be great to share some of that history as it applies to fraud scams. Scams occurred way before they were ever written down, but unfortunately those stories are lost […]
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Happy 2nd of July
Welcome to the Radiant Credit Union Fraud Blog. In this blog I am going to provide information on various types of fraud that you, or someone you know, may come to, or have already experienced. My primary goal is to provide you with information that can help you understand the vast and complex fraud landscape. […]
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Credit Unions for $100, Alex!
Even though Alex Trebek is no longer the host of the long-running quiz show Jeopardy! he will always be the host in our hearts. In his honor, we decided to release our latest blog post in the form of questions to the answers of 10 facts about Credit Unions, and why they are a brighter […]
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How Long Does It Take to Buy a Car?
How long does it take to buy a car? We ran the numbers on getting rubber on the road and the answer is—well, read on and see! Ready to Roll? How Long Does It Take to Buy a Car? Maybe you need a vehicle for your new job, you want to take a car to […]
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How Are Auto Loans Calculated?
Buying a car can be one of the most expensive purchases you make. If you decide not to pay cash outright, you might stop to think about how auto loans are calculated. When shopping for an auto loan, you know that you want the best rate and the lowest payment you can get. Read on […]
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Will Used Car Prices Drop in 2022?
Inflation has been raging in the American market for a while now. In addition to gas prices going up, many people looking to purchase a car have seen auto prices skyrocket as well. Even used cars that are not in the best condition are commanding hefty payments that seem simply unfair. This begs the question: […]
By GreenPath Financial Wellness The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID – especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and […]
By GreenPath Financial Wellness With prices rapidly rising on everyday items, perhaps your savings plan has gone by the wayside. These tips will help you find more money in your budget – starting with saving at the grocery store. #1 – Plan Before You Shop to Save on Groceries Know what you have to spend: […]
Best Use of Your Home Equity Line A home equity line of credit allows you to borrow against the available equity in your home giving you the financial space for larger expenses, or the ability to consolidate high-interest debt on other loans. With the potential for lower interest rates, HELOCs can be a great alternative […]
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Escrow Accounts
Escrow accounts are used to pay property taxes, insurance, and other charges. Your mortgage company usually creates the account for you. Your taxes and insurance are part of your monthly mortgage payment. These are placed in your escrow account. The money stays there until it’s time for the mortgage company to pay your property taxes […]
As real estate markets flourish across the country, current mortgage rates may make it seem like the perfect time to be a first-time homebuyer. For many, owning a home is a big part of the American Dream. There’s a sense of pride and accomplishment in ownership. It can give you greater freedom and privacy, while […]