Welcome to the new Radiant Credit Union blog! Look here for frequent posts about all the financial topics that matter to you, including saving and budgeting, security, financial literacy, and more!
The New Year is traditionally a time of renewal. We have never needed renewal more than right now, as 2020 rolls over onto a clean slate for 2021! Now is a great time to make bold, decisive changes in your life. If you’re looking for some resolutions to improve your finances, we’re pleased to offer seven ways to make this your “Year of the Dollar!”
Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. Let’s look at some of the most oft-made New Year’s resolutions and how to translate them into personal finance resolutions.
Here’s how you can spring clean your way to riches – well, almost. You won’t become a millionaire from your junk, but you’ll put some spare cash in your pocket just by taking a few extra steps while clearing out the clutter. And that’s always a good thing!
The ads promoting those “credit repair” companies sound pretty good, especially if your file could use an appointment with Mr. Clean Magic Eraser! We’ve all seen the ads, which promise to legally change your credit report, bring up your score and give you a fresh start. Can it be true, could you be so lucky?
For purchases, choosing your Radiant CU debit card over another credit card is usually the right decision. Here are some reasons why use should use Radiant’s debit card when you’re at the checkout line.
Try these handy tips to help you save, and you just might find yourself with a tidy savings balance you never thought possible.
Credit unions really are different from other financial institutions… and credit union members all over the world appreciate the difference every day.
Whatever the reason your credit score needs some help, you can rely on Radiant Credit Union to help you get your credit score back on track and heading in the right direction.
Need a car but can’t pay cash and don’t have a generous rich uncle or friend? You have four choices: Borrow from the dealer or manufacturer’s finance company, borrow from a bank, lease, or borrow from a credit union. Each method may have advantages and disadvantages – but if you qualify, the way to go is usually with a credit union.