The Radiant Blog

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Buying a Car

How Using an Auto Loan Cosigner Impacts Your Loan

If you’re a first-time car buyer, don’t have much of a credit history, or perhaps need to start rebuilding your credit, getting an auto loan might be a little challenging. However, one way to help your auto loan approval process is to have a cosigner on your loan. Read below to see how much a cosigner can help in securing an auto loan. ...Read More

How to Buy a Car From a Private Seller

Choosing to buy a car from a private seller can be a good option if you have your eye on a particular model or you are looking to save some money. Let’s take a look at the benefits and risks of buying a car from a private seller and how to go about finding, negotiating, and financing a private car sale. ...Read More

Will Used Car Prices Drop in 2022?

Inflation has been raging in the American market for a while now. In addition to gas prices going up, many people looking to purchase a car have seen auto prices skyrocket as well. Even used cars that are not in the best condition are commanding hefty payments that seem simply unfair. ...Read More

What is GAP Insurance?

It’s likely that most of us feel well covered with our auto insurance should we get in a major wreck, our car is stolen, or even get stuck in a natural disaster. But there are several scenarios that can leave you owing more on your car loan than your insurance might reimburse you for. It’s in these cases where Guaranteed Asset Protection (GAP) insurance can really help. ...Read More

Auto Loans, Your Options, and the Radiant Difference

Need a car but can’t pay cash and don’t have a generous rich uncle or friend? You have four choices: Borrow from the dealer or manufacturer’s finance company, borrow from a bank, lease, or borrow from a credit union. Each method may have advantages and disadvantages – but if you qualify, the way to go is usually with a credit union. ...Read More