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Radiant Credit Union HELOC Credit Card

HELOC Credit Card

0.99% APR* Introductory rate

0.99% APR is the introductory rate good for the first 12 months.


3.875% APR* Current variable rates

After the 12 month introductory rate, current variable rates start as low as 3.875% APR.



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Our members are talking

I absolutely love Radiant Credit Union, they are so customer oriented. I have such pleasant interactions with staff each and every visit. I have had the opportunity to work closely with Mia and Marcy. Mia assisted me in opening a new account, and Marcy assisted with a new auto loan. They were both so accommodating and patient. I was always well informed about every step.

Aaliyah G L.
Gainesville, FL
Five Stars
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*Offer valid as of 11/1/2021 and is a limited time offer that may be canceled at any time without notice. Subject to credit approval. Property insurance required. The introductory rate in effect for the first 12 billing cycles. After 12 months, the variable Annual Percentage Rate (APR) is as low as Prime rate -1.00; Minimum APR 3.875% - Maximum APR 18.00%. $10,000 minimum initial draw required. Rates are determined by your credit worthiness and loan-to-value of your home. Offer not valid for refinancing of existing Radiant CU loans. Must be a Radiant Credit Union member to borrow. Membership at Radiant CU requires a savings account with a minimum balance of $5.00. If Radiant Credit Union pays your closing costs and you pay off and close your line within 36 months, you must reimburse Radiant Credit Union in the amount of the fees paid by us. Closing costs generally total between $0.00 and $5,600.00.