Spend to win $1,500 in Back To School Rewards

Automatically enter for the chance to win every time you use your Radiant Visa® Credit Card.3

Open a new card

Get It

Open a new Radiant Visa Rewards Credit Card during the promotion period and get 5,000 bonus points after you spend $100 within the first 45 days.1

Use It

New or current members who use their Radiant Visa Credit Card from July 22 - August 31, 2022, will receive an entry to win with every qualifying purchase.2

Win It

You can win one of four $1,500 statement credit prizes - a great way to cover those back-to-school expenses.3

Get your new credit card

And get rewarded for every day purchases

For every qualifying purchase2 you make with your Radiant Visa Credit Card, we'll put a dime into your Radiant Checking or Savings account. No hoops and no limits.

Get your new card
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Great Rates to Save You Money

Card Type Rate Type Intro Rate APR As Low As Annual Fee Best For
Visa® Platinum Credit Card Fixed 4.99%4 9.49%5 None Members who want to take advantage of exclusive benefits and services.
Visa® Platinum Rewards Credit Card Fixed 4.99%4 10.99%5 None Members who want to take advantage of exclusive rewards.
Visa® Secured Credit Card Fixed N.A. 15.98%5 None Members who want to take, build, or establish credit.

Annual Fee


Radiant Credit Union has no annual fees on any credit cards. It's one more way we're putting our members first.

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Over 500, 5-Star Reviews on Google, like this one.

I absolutely love Radiant Credit Union, they are so customer oriented. I have such pleasant interactions with staff each and every visit. I have had the opportunity to work closely with Mia and Marcy. Mia assisted me in opening a new account, and Marcy assisted with a new auto loan. They were both so accommodating and patient. I was always well informed about every step.

Aaliyah G L.
Gainesville, FL
Five Stars
Get your new credit card

1Bonus points available for new Radiant Visa® Platinum Rewards Credit Cards opened between July 22, 2021, and August 31, 2022. Receive 5,000 bonus rewards points upon spending $100 within the first 45 days of credit card account opening. Bonus points automatically awarded in the billing cycle following meeting the spending criteria. Limit one bonus points incentive per member.


2Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.


3Radiant Credit Union Spend to Win Promotion Contest Rules:


2) The promotion period begins July 22, 2022, and ends at 11:59 P.M., August 31, 2022.

3) Eligibility: To qualify for automatic entry, cardholders must use their Radiant Visa Credit Card during the promotion period. Each use of their card for a qualifying purchase will constitute an entry into the contest. Other members and non-members may enter the drawing by mailing a 3x5 card with your name, address, phone, and email address to: Marketing at Radiant Credit Union, 4440 NW 25th Place, Gainesville, FL, 32606. Entries mailed must be received by September 5, 2022. No photocopied or mechanically reproduced entries accepted. The Credit Union is not responsible for lost, late, misdelivered, incomplete or postage-due entries. Once selected, a winner is no longer eligible for subsequent drawings/prizes for this promotion. Radiant Credit Union Employees, Directors, and their immediate family members residing in the same household are not eligible.

4) Winners: The promotion will award a total of four winners. Winners will be drawn randomly from all automatic entries received by 11:59pm on August 31, 2022, and manual entries received by September 5, 2022. The official drawing will be held on September 5, 2022. Limit one winner per household.

5) Prize Acceptance: Winnings must be accepted within 15 days of drawing date. Acceptance confirmation requires direct communication with a member of the Radiant Marketing Department (in person or telephone). If, after a reasonable attempt to contact the winner, contact cannot be made, and the 15-day period has expired, an alternate winner will be drawn. By accepting a prize, a winner consents to the use of his/her name and photograph or likeness for advertising and promotional purposes without compensation. All federal, state, and local laws and regulations apply. Prize/gift may be reportable to the IRS.

6) Release of Claims: All winners, members of any winners household, relatives and persons who use any prize awarded by the Credit Union, and such persons heirs, assigns, executors, and administrators release and exempt the Credit Union and it directors, officers, employees and agents from any and all claims, actions, demands, choses in action and damages which they have now or any time in the future arising from use of any prize, including personal injury or death.

7) Copyright Radiant Credit Union, 2022. ®Visa is a registered trademark of VISA International.


4With approved credit. Valid for new cards only. After the initial 6 months your rate will go to the regular rate of 9.49%, 10.90% or 13.90% Annual Percentage Rate (APR) for Radiant Credit Union Platinum Visa; 10.99%, 12.40%, or 15.40% APR for Radiant Credit Union Platinum Visa® with Rewards, based on your credit worthiness. May not be used to pay any Radiant Credit Union loan or Visa®, Excludes Pledged Visa.


5All information is accurate as of 7/22/22 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 7/22/22. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc.