Time is money. At Radiant Credit Union, we know your time is valuable.

Direct Deposit at Radiant Credit Union saves you time while making sure your deposits are handled in a secure environment. In some instances, your Direct Deposits may be credited to your account up to 24-hours1 early via Radiant Credit Union Direct Deposit than they would be at other institutions.

Available for:

  • Payroll
  • Recurring Government payments
  • Pension 
  • Retirement
  • Social Security

Direct Deposit Authorization Form PDF Download

1Early Direct Deposit is available for Radiant members that set up direct deposit with their employer or other payor to receive electronic deposits of regular periodic payments (such as salary, pension, or government benefits). Certain non-payroll and tax payments are not eligible for early direct deposit. Early direct deposits may be available to you up to 24-hours earlier. However, it depends on the timing of your payor’s payment instructions, so you may not always see your direct deposits arrive early. Early direct deposit eligibility may vary between pay periods, and daily/transaction limits apply.