Refi your ride
as low as
1.75% APR!1

Better Rate. Lower Payment. Smarter Savings.

Apply Now
This special offer is only available from October 1st - 31st.

$300 Cash Bonus2

We're so confident you'll love your new rate and our Radiant service, that we'll give you $300 when you refinance your auto loan with us.

No Processing Fee

Others offer bonuses, but then hit you with hidden fees. Refinance with us and keep every penny of your bonus.

No Payment for 90 Days3

Refinance your auto loan with us and make no payment for the first 90 days.

Our members are talking

I've been banking with Radiant for over 25 years. Friendly service that is attentive and helpful! Thanks!

Jeri A.
Gainesville, FL
Five Stars
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Subject to credit approval. Special rates and incentives apply to new or used auto purchases and new or used refinanced auto loans with Radiant Credit Union. Refinancing an existing Radiant Credit Union auto loan may incur a $75 fee for a new loan that does not advance $1,000.00 or more in new money. May not be combined with other promotions. Offers are for auto and truck only.

1Annual Percentage Rate (APR) offered from October 1, 2021, through October 31, 2021. Subject to change without notice. The rate you pay is based on your credit worthiness, term of the loan, and collateral qualifications. Rate shown is for up to 39-month term. Other rates and terms available. Rates effective as of 10/1/2021.

2$300 cash bonus provided for finance of purchase or refinance of external auto loan with Radiant Credit Union. $10,000 minimum loan amount required to receive bonus. Refinance of existing Radiant Credit Union auto loans not eligible for bonus.

3Initial payment may be deferred for 90 days. Interest will accrue from date of loan inception.