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WHEN YOU're READY

3.99% APR Intro Rate for the first 12 months!*
(as low as 7.25% APR after)

Let's Get Started!

APOPKA MARINE BOAT LOAN SPECIAL!

First Coast and Radiant Merger
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When You're Ready... Let's Shine Together!

Radiant actively supports our communities through volunteering, education, and events that make an impact.

Welcome First Coast Members!

Your Finances at Your Fingertips.

Our mobile app and eBanking solutions make it effortless to manage your money from anywhere you can get a signal on your phone.

Friendly People, Ready to Help

With 14 branches across North Central Florida, a smile and some help managing your finances is never more than a quick drive away.

Charity of the Month Logo

Help your favorite local charity win a $1,000 donation!

If you know of a charitable organization making our community a better place, nominate them to win our Charity of the Month Contest. They could win a $1,000 dollars, and you could win $100. For complete rules and how to enter follow the link below.

Disclosures

*Offer valid for Radiant Adjustable-Rate Home Equity Line of Credit as of 9/1/2026 through 9/30/2026 and is subject to change without notice. Subject to credit approval. Property insurance required. The introductory rate of 3.99% Annual Percentage Rate (APR) will be in effect for the first 12 billing cycles. After 12 months, the variable APR is as low as Prime Rate +.50; Minimum APR 7.25% - Maximum APR 18.00%. $10,000 minimum initial draw required. Subsequent advance minimum $100. Rates are determined by your creditworthiness and loan-to-value of your home. Offer not valid for refinancing of existing Radiant Credit Union loans. Must be a Radiant Credit Union member to borrow. For lines greater than $25,000, Radiant will pay typical closing costs. If you pay off and close your line within 36 months of opening, you must reimburse Radiant Credit Union for the fees paid by Radiant. Closing costs generally total between $0.00 and $2,500. Radiant will not pay typical closing costs for lines less than $25,000.

Our Members are Talking

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann
five stars

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency." 

 
Holly
five stars

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

 
Jon
five stars
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