Who We Are

About Us

We're a credit union, a not-for-profit financial institution proudly serving our community and members since 1957. With all the choices out there, why pick Radiant Credit Union? YOU OWN US. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners in the form of better rates, lower fees, a higher return on deposits, and personalized service.

Not a member? Membership is open to anyone who lives, works, worships or attends school in any of the 22 Florida counties we serve. Join us today and start enjoying the benefits of membership.

Management Team

Tom Barnard, President/CEO
Matthew Braddy, Chief Lending Officer
Kelly Chesser, Chief Operations Officer
Andrew Cuomo, Chief People Officer
Brandon Love, Chief Information Officer
Trey Presnell, Chief Financial Officer
Tannia Weaver, Senior Vice President of Compliance & Risk Management
Josh Emerson, Vice President of Credit
Kim Maxwell, Vice President of Information Technology Cassy Morgan, Vice President of People & Culture
Rachel Murphy, Vice President of Consumer Lending
Wes Strickland, Vice President of Marketing

1957

Marvis B. Roberts and several other Alachua County, Florida employees of the United States Department of Agriculture (USDA) each put up $5 to give Florida USDA Federal Credit Union its first $50 in assets.

1970s

Our field of membership was expanded to serve all federal employees in Alachua County, Florida, including employees of the newly built Veterans Administration Medical Center. The Federal Government Employees Credit Union in Lake City, Florida, was merged into then Florida USDA Federal Credit Union. This expanded our field of membership to also include federal employees in Columbia County, Florida.

1988

Under new provisions from the National Credit Union Administration (NCUA), the credit union started adding membership groups to our field of membership. All members of each individual membership group had to have a common bond among themselves.

1993

The name was changed to SunState Federal Credit Union because we no longer just served USDA employees. This name was chosen to reflect our evolution into a major financial resource for the communities and members we now serve.

1995

Under new NCUA guidelines regarding underserved populations, SunState Federal Credit Union expanded its field of membership to include people who lived, worked, worshiped or attended school in the low income communities of Dixie, Gilchrist, and Levy Counties, Florida.

1999

SunState Federal Credit Union converted from an occupational-based federal charter, to a community-based federal charter, serving anyone who lived, worked, worshiped or attended school in Alachua, Columbia, Dixie, Gilchrist, or Levy County, Florida.

2018

SunState FederalCredit Union’s community-based field of membership was expanded to also include Hamilton, Lafayette, Suwannee and Union Counties. Field of membership

2019

SunState Federal Credit Union grew to more than $491 million in assets, with more than 37,700 members.

2021

SunState Federal Credit Union converted to a State Charter and became Radiant Credit Union and expanded its field of membership to 16 counties including Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Lake, Levy, Marion, Putnam, St. Johns, Suwannee, and Union in Florida.

2022

Radiant Credit Union grew to more than $703 million in assets, with more than 42,300 members.

2023

Radiant Credit Union opened its first branch location in Old Town, Florida, and began the process of moving the Jonesville branch into a brand new Publix shopping center in Newberry, with expected completion in 2025

2024

Radiant Credit Union grew to over 45,000 members, opened our first branch in Ocala, Florida, and expanded our field of membership to six new counties – Baker, Flagler, Hernando, Nassau, Sumter, and Volusia – for a total of 22 counties.

2025

Radiant Credit Union’s Newberry branch location opens to serve the Jonesville and Newberry communities.

First Coast Community Credit Union officially merges with Radiant Credit Union to add branch locations in Palatka, Crescent City, and St. Augustine to the Radiant network.

Radiant Credit Union reaches more than 60,000 members and surpasses $1 Billion in assets.

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency."

Holly

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

Jon