Navigate Your Financing

Special 5.99% APR* on New, Used or Refinanced Boats!

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Special 5.99% APR* on New, Used or Refinanced Boats!


Define Your Financial Future




To plan and secure the best financing options for boat ownership.

Radiant is ready to help you enjoy your boating dreams with affordable financing that that keeps your budget afloat. So, shop for your next sailboat, bass boat, pontoon boat, or bowrider, and we’ll be ready to get your financing approved.

Low Rate

Special 5.99% APR* on new or used boat loans, or refinancing your current boat loan.

No Application Fee

Less money toward fees means more money toward your new boat and fun with the family.

Online Application

Apply from anywhere at any time, receive your preapproval, or funding as quick as you need it.   


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Even More Than You Need

 At Radiant, our new boat loan financing is available for up to 110% of the sale price of your boat. This means you can also cover any other related expenses of getting your new boat without worrying.

Very Flexible Terms

You may see a boat loan as short-term financing and pay the balance off in a few years. Or, you might see it as a long-term investment that you'll start enjoying now and finance for a longer period. That's why we offer flexible terms of repayment that go up to 180 months (15 years) for a new boat and 144 months (12 years) for a used boat.



couple repainting their home
*5.99% annual percentage rate (APR) offered with terms from 72-180 months on new or used boat purchases and new or used refinanced (non-Radiant Credit Union) boat loans with Radiant Credit Union. Rate effective as of May 1, 2024, and available through May 31, 2024. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Payment example: A loan at 5.99% APR for a 72-month term would have a payment of $16.57 per $1,000.00 borrowed. Rates subject to change without notice. Other rates and terms available. Offers are for standard recreational boats and watercraft. Radiant Credit union is federally insured by the NCUA.

Our Members are Talking
I just got my second auto loan from Radiant Bank and am very satisfied with their service. I recommend them to everyone I know. I’m so satisfied with them that I’m fixing to move all my banking needs over to them. 
Five StarsDeloris R.