The Flash Sale ended on February 21, 2024

Notice: Due to current application volume, please allow up to 48 hours for review and follow up. Flash Sale rate will be honored for all applications submitted prior to close of business on 2/21/2024.

Until February 21st, get as low as 4.99% APR* on a new car loan Act fast – once it's gone, it's gone.

Special Rates Available Up To 75 Months

Now is the perfect time to buy that new vehicle you’ve been dreaming of, or refinance your new car loan to reduce your monthly payment. You can even get pre-approved for your new car loan so you’re ready to shop like a cash buyer. And, we offer great loan rates on used cars too!

Let us help you have a great car-buying experience! Our lenders work directly with you to find the right fit for your budget and to make sure you’re aware of all your options before you finalize your car loan. We want to help you enjoy your car for years to come. 

ICYMI, the national average interest rate for car loans is almost 13% right now3. Seriously.

So, this rate offer is less than half the national average. But it ends on February 21st. So, apply now to get started. 


"Radiant Credit Union made my car buying experience the best I have had in over 30 years of buying cars!!

Easy, Fast, Simple

Apply from anywhere at any time, receive quick loan approvals, fast funding, and keep track of your application status with ease.

No Loan Application Fee

Our car loans have no application fee. We want to make the process as simple and hassle-free as possible.

Even More Benefits

Radiant Credit Union offers GAP and Extended Warranty at affordable prices.

"Excellent customer service!!! The absolute best car financing experience.



*4.99% annual percentage rate (APR) offered on new auto purchases and new refinanced (non-Radiant Credit Union) auto loans with Radiant Credit Union. Rate effective as of February 14, 2024, and available through February 21, 2024. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance, and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Offers are for standard passenger automobiles and trucks. Radiant Credit union is federally insured by the NCUA.

3Average rates based on U.S. News report: