All rates effective as of March 14, 2025.

^*APR = Annual Percentage Rate is subject to change at any time without notice.  The rate you pay is based on your credit worthiness, term of the loan, and collateral qualifications at the time of your advance, and is disclosed to you at that time. Information provided herein is subject to change without notice. By applying, you acknowledge the interest rate shown throughout this application will differ from the APR that will be disclosed if your application is approved. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate.  For example: A $35,223.55 new auto loan with no money down at 5.60% for 75 months would require 74 monthly payments of $557.60 and a final payment of $556.76, finance charge of $6,695.61, for a total of payments of $41,819.16.  The amount financed is $35,123.55 with an APR of 5.689%.

^**Maximum loan amount $65,000.

^***5.59% Annual Percentage Rate (APR) available for new boat purchases or refinances (non-Radiant Credit Union) with terms up to 180 months; for used boat purchases or refinances (non-Radiant Credit Union), terms are available up to 144 months; and for other titled property such as ATVs, UTVs, and Jet Skis, terms are available up to 60 months on new or used purchases, and new or used refinanced (non-Radiant Credit Union) vehicles for 2025 and 2024 model years. For vehicle refinance eligibility, a NADA value must be available. Rate effective as of June 23, 2025, and available through July 31, 2025. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $44,155.05 new boat loan with no money down at a rate of 5.54% for 120 months would require 119 monthly payments of $481.26 and a final payment of $479.85, finance charge of $13,594.74, for a total of payments of $57,749.79. The amount financed is $44,155.05 with an APR of 5.594%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Radiant Credit Union is federally insured by the NCUA.

Due to the occasional inaccessibility to our web site which may be beyond our control, Radiant cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 352-381-5200.