Mortgage Refinancing

Leverage Equity. Finance Smarter. Save Money.

Mortgage Refinancing

Leverage Equity. Finance Smarter. Save Money.

Refinancing your current mortgage loan can help you lower your interest rate, consolidate other debt, eliminate mortgage insurance, or even simply change the term of your mortgage. It’s your opportunity to leverage the equity you have in your home for new needs.

At Radiant, our mortgage experts can help you find the right solution for your needs and maximize the equity you’ve built in your home. And they’ll be with you every step of the way.

60-day rate lock.
Lower your interest rate or monthly payments.
Change from an Adjustable-Rate Mortgage to a Fixed Rate Mortgage.
Use your home's equity to make needed or valuable additions.
Consolidate high-interest debt to improve your credit

Mortgage Application Checklist

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Subject to credit approval. Property insurance required; an appraisal, flood and/or title insurance may be required. Must be a Radiant Credit Union member to borrow. Membership at RCU requires a savings account with a minimum balance of $5.00. Borrower making a down payment of less then 20% of purchase price will need mortgage insurance. If Radiant Credit Union pays your closing costs and you pay off and close your line within 36 months, you must reimburse Radiant Credit Union in the amount of the fees paid by us. Closing costs generally total between $0.00 and $2,500.00.

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency."

Holly

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

Jon

Mortgage Refinancing

Leverage Equity. Finance Smarter. Save Money.

Mortgage Refinancing

Mortgage Application Checklist

Homeowners Insurance

Mortgage Blogs

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