From calm lake mornings to weekend coastal escapes, your new boat loan from Radiant will help you get out on the water faster this spring.
Simple financing. Local service. Smooth sailing ahead.  

*Annual Percentage Rate (APR) of 4.99% is based on a calculated APR of 4.987% and is offered for new boat purchases with terms up to 180 months; for used boat purchases terms are available up to 144 months. Rate effective as of February 9, 2026, and available through February 28, 2026. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $44,255.05 new boat loan with no money down at a rate of 4.94% for 120 months would require 119 monthly payments of $468.06 and a final payment of $466.76, finance charge of $12,010.85, for a total of payments of $56,165.90. The amount financed is $44,155.05 with an APR of 4.987%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Radiant Credit Union is federally insured by the NCUA. Equal Opportunity Lender.