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Vehicle Loans

Radiant is ready to help you get behind the wheel (or handlebars) of whatever you want to drive.  With competitive rates and local service, it won't take long for you to discover why so many of our members choose Radiant for all their vehicle financing. When you are ready to roll, just apply online, over the phone, or at one of our convenient branch locations.

Person driving a newly financed vehicle, celebrating Radiant Credit Union’s low car loan rates and smooth loan process.

New and Used Car Loans

For your new or "new to you" car loan, you'll enjoy that new car financing smell.

Happy couple cruising in their newly purchased car thanks to easy, low-rate auto financing from Radiant Credit Union.

Car Loan Refinancing

Looking to lower your payment or interest rate? Refinance your card to better fit your budget.

“Group celebrating on a speeding boat, highlighting how Radiant Credit Union boat loans help members enjoy life on the water.

New and Used Boat Loans

Going fishing, skiing, or just cruising? Radiant boat loans fit your style and budget.

Recreational vehicle parked at a peaceful overlook, showcasing the possibilities with Radiant Credit Union RV financing.

Recreational Vehicle Loans

Get ready to enjoy the great outdoors with an RV and camper loan that first your plans.

Motorcyclist preparing for the open road, symbolizing the flexibility and savings of Radiant CU motorcycle financing.

Motorcycle Loans

When the open road is calling, be ready to answer with your new bike and custom financing.

People driving ATVs through the woods, highlighting Radiant Credit Union’s flexible loans for off-road vehicles and adventure gear.

ATV, UTV and Jet Ski Loans

By land or by sea, Radiant off-road vehicle loans help you through any terrain.

Vehicle Loan Protection

GAP Insurance

Guaranteed Asset Protection (GAP) Insurance protects your loan in the event on an unfortunate accident.

Learn more from our blog post here or contact a Radiant Member Service Representative for more information.

Mechanical Breakdown Protection

MBP can help with new and used vehicles, as well as the one you already own. Please contact a Radiant Member Service Representative for more information.

Debt Protection

Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn. Please contact a Radiant Member Service Representative for more information.

Skip-A-Pay

If you find yourself in a position where you are unable to pay your loan as scheduled, please call us at 352-381-5200. Skip-A-Pay is available for consumer loans (Cars, Boats, Motorcycles, etc). and credit cards currently in good standing.

Our Members are Talking

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann
five stars

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency." 

 
Holly
five stars

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

 
Jon
five stars
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