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RV Loans

More Touring.

More Camping.

More Relaxing.

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JULY 31 - AUGUST 31, 2026

Special Thanks 6.59% APR1 RV Loan!

We’re offering a limited-time only special “Thank You” rate in celebration of reaching $1 Billion in Assets. This rate is as low as 6.59% APR1 for 84 months.

1. Annual Percentage Rate (APR) of 6.59% is based on a calculated APR of 6.591% and is offered for new or used Recreational Vehicle purchases with terms up to 84 months and refinanced non-Radiant Credit Union Recreational Vehicle loans. Rate effective as of July 31, 2026, through August 31, 2026. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $45,258.55 new RV loan with no money down at a rate of 6.520% for 84 months would require 83 monthly payments of $672.58 and a final payment of $672.06, finance charge of $11,337.65, for a total of payments of $56,496.20. The amount financed is $45,158.55 with an APR of 6.591%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Radiant Credit Union is federally insured by the NCUA. Equal Opportunity Lender.

Recreational Vehicle Loans

More Touring. More Camping. More Relaxing.

Radiant’s Recreational Vehicle (RV) financing options are as flexible as your recreational needs. Go ahead and put that next camping trip or state tour on the calendar – we’ll get you the affordable financing you need to make it all work.

Whether you’re ready for a new RV, travel trailer, 5th-wheel, or pop-up camper, we’re here to make sure you get a quick approval for the financing that fits your needs.

Radiant RV Loans Feature:

  • Quick online applications

  • Fast approval decisions

  • Great low rates

  • Flexible loan terms up to 180 months (new) and 144 months (used)

  • RV financing up to 95% sale price

  • Maximum loan amount is $65,000

  • No loan application fees

  • No pre-payment penalty

Additional RV Protection

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GAP Insurance

If you are in an accident, Guaranteed Asset Protection (GAP)  can help you pay what you still owe on your RV if your insurance payout isn't enough.

Learn more about GAP Insurance from our blog post. To get GAP Insurance, you can also call our Contact Center at (877) 786-7828 during business hours or visit a branch near you. 

Lady on the phone while looking under the hood of a parked car.

Mechanical Breakdown Protection

Mechanical Breakdown Protection is optional coverage that can help you pay for unexpected mechanical or electrical repairs to your new or used vehicle.

Please call our Contact Center at (877) 786-7828 during business hours or visit a branch for more information.

Our Members are Talking

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann
five stars

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency." 

 
Holly
five stars

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

 
Jon
five stars
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