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Radiant Membership

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Join Radiant & Earn up to $300*!

New members can earn $502 with a new checking account + 3 debit card purchases, $1003 with direct deposit, $1004 with your new/transferred loan, and $503 when you set up auto pay. 

*Person(s) who currently have an account at Radiant Credit Union are not eligible. 1. Apply for and open a new savings (share) and checking (share draft) account and make three (3) VISA® Debit Card transactions in the first six (6) weeks following account opening. 2. Set up and receive your first direct deposit. Money will be credited to your account on the next business day of your account and/or loan being funded and/or receiving your first direct deposit. 3. Open a new loan (over $10,000) or transfer an existing loan (over $10,000) to Radiant. Early account closing fee may apply. Membership and debit card eligibility rules apply. Offer valid from July 31, 2026, through August 31, 2026. Radiant Credit Union is federally insured by NCUA. Equal Opportunity Lender.

Why Join Radiant Credit Union?

Father and son enjoying time together outdoors, feeling at ease and confident without financial stress or money worries

Industry-leading Interest Rates

Experience the advantage of our competitive rates, ensuring that your money works harder and grows faster in our care.

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Vehicle using GPS to navigate to the closest Radiant Credit Union branch, ensuring simple and efficient banking access.

Convenient Locations Anywhere You Are

Whether you're in the city or the countryside, our widespread branches and ATMs ensure you're never far from your financial needs.

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Parents and teen exploring Radiant Credit Union flexible checking options designed to help teens learn money skills.

Flexible Checking Account Options

From basic to premium, we offer a range of checking accounts designed to cater to your unique financial habits and goals.

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Parent and child exploring Radiant Credit Union savings opportunities at home to start building future savings.

Robust Savings Opportunities

Dive into a plethora of savings options, from fixed deposits to high-yield accounts, all crafted to maximize your returns.

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World-class Customer Support

Our dedicated team of professionals is always on standby, ensuring that your queries and concerns are addressed promptly and efficiently.

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Business professionals using Radiant Credit Union’s business banking platform on the go for secure, efficient account management.

Business Banking Options

Propel your business forward with our comprehensive suite of banking solutions, tailored to support enterprises of all sizes.

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Customer completing a purchase using her Radiant Credit Union rewards debit card, earning points while shopping.

Visa Debit Card with Rewards

Elevate your spending experience with our Visa Debit Card with Nickel Back Rewards, where every purchase gets you a nickel back in your account.

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Happy woman reviewing a new paycheck notification on her phone thanks to fast, secure direct deposit from Radiant Credit Union.

Direct Deposit

Say goodbye to waiting times and enjoy instant access to your paycheck with our seamless direct deposit service.

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Person completing a smooth, secure wire transfer on a laptop with the help of Radiant Credit Union online services.

Wire Transfers

Whether you're sending money across the country or across the globe, our wire transfer services ensures it's fast, secure, and hassle-free.

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Couple enjoying the ride in their new car made possible with affordable auto financing from Radiant Credit Union.

Vehicle Loans

Step into the driver's seat of your dream vehicle with our attractive loan rates and flexible repayment plans.

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Visa Platinum Rewards Credit Card

Experience the luxury of premium benefits, exclusive offers, and unmatched reward points with every transaction.

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Older couple enjoying a sunny day of sightseeing with a map, embracing travel, exploration, and time together.

Personal Loans

Whether it's for education, travel, or home renovation, our personal loans are designed to support your aspirations with competitive rates and easy approvals.

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Happy family outside their newly financed home through Radiant Credit Union, growing their savings and future plans.

Mortgage Loans

Make homeownership a reality with our range of mortgage options, each tailored to fit your financial situation and goals.

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Woman managing her monthly expenses online using Radiant Credit Union bill payment services for easy, secure payments.

Bill Payment Services

Streamline your monthly bill payments with our intuitive platform, making it easier than ever to manage and track your expenses.

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Individual using a laptop to sign into Radiant Credit Union eBanking for fast, secure digital account management.

eBanking Services on the Web

Dive into a world of online banking convenience, offering you complete control over your finances from the comfort of your home or office.

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Person logging into Radiant Credit Union’s mobile app to access secure eBanking features and manage accoutnts.

Mobile App for Android and iOS

Stay connected to your finances on the move with our feature-rich mobile app, designed for both Android and iOS devices.

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Apple, Google, and Samsung Pay

Embrace the future of payments with our support for leading mobile wallets, ensuring quick, secure, and contactless transactions.

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“Woman transferring money to a man through Zelle, highlighting quick, secure person-to-person payments.

Send Money with Zelle

Make instant money transfers to loved ones, friends, or businesses with Zelle, ensuring that your money reaches its destination in a flash.

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Group joining hands in a circle, symbolizing strong community involvement and teamwork supported by Radiant Credit Union.

Support for Our Local Community

We believe in giving back, and our initiatives and programs are a testament to our commitment to the growth and well-being of our local community.

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Refer-A-Friend and you both can get $50!

Once you are a Radiant member, be sure to login to your eBanking account and select Tools>Refer-A-Friend to get started.

Explore More with Quicklinks

Membership means more here. Join Radiant Credit Union to take advantage of our low rates and convenient services, as well as many member benefits and resources.

Membership Requirements

Persons who live, work (or regularly conduct business in), worship, attend school, or participate in associations headquartered in the rural district comprised of: 

  • Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Flagler, Gilchrist, Hamilton, Hernando, Lafayette, Lake, Levy, Marion, Nassau, Putnam, St. Johns, Sumter, Suwannee, Union, and Volusia in Florida.
Incorporated and unincorporated organizations located in or maintaining a facility in the rural district comprised of:
 
  • Alachua, Baker, Bradford, Citrus, Clay, Columbia, Dixie, Flagler, Gilchrist, Hamilton, Hernando, Lafayette, Lake, Levy, Marion, Nassau, Putnam, St. Johns, Sumter, Suwannee, Union, and Volusia in Florida.
Additionally, you can join if:
 
  • You are the spouse of a person who died while within the field of membership of Radiant Credit Union.
  • You are an immediate family member of a current member. "Immediate family member" is defined as a spouse, child, sibling, parent, grandparent or grandchild; this includes step-parents, step-children, step-siblings, and adoptive relationships.
  • If you have any questions regarding your eligibility for membership in Radiant Credit Union, please contact us.

Want to know more? Let's get started.

Our Members are Talking

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann
five stars

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency." 

 
Holly
five stars

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

 
Jon
five stars