Off-Road Vehicle Loans

1. 6.99% Annual Percentage Rate (APR) available for the purchase of new or used other titled property such as ATV/UTV, golf cart, or jet ski purchases, and refinancing of non-Radiant Credit Union loans, with terms up to 72 months. Must be current model year or previous calendar year. For refinances, NADA value must be available. Rate effective as of July 31, 2026, through August 31, 2026. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $18,163.70 new ATV loan with no money down at a rate of 6.79% for 72 months would require 71 monthly payments of $307.88 and a final payment of $307.11, finance charge of $4,102.89, for a total of payments of $22,166.59. The amount financed is $18,063.70 with an APR of 6.989%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Radiant Credit Union is federally insured by the NCUA. Equal Opportunity Lender.