Visa® Platinum credit cards

Low Introductory Rate + Dime Back + Rewards!

Apply for a Radiant Visa® Credit Card today. 

Apply memberapply non-member


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9.49% APR1

  • No annual fee
  • Dime Back Rewards3
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10.99% APR1

  • No annual fee
  • Dime Back Rewards3
  • Earn 1 point for every dollar you spend.
Apply Now
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15.98% APR2


  • No annual fee
  • Dime Back3
  • Build or reestablish your credit history
  • no co-signer required


For every qualifying purchase 3 you make with a Radiant Credit Union VISA® Credit Card, we will put a dime into your Radiant Credit Union Checking or Savings account.

These dimes are earned for each purchase with any Radiant Credit Card, including business cards, and are on top of our rewards program for our Platinum Rewards Card (That’s right! With the rewards card, you get both rewards and the automatic dimes!)


  • You earn 1 point for every $1 spent with your Radiant Credit Union Platinum Rewards VISA® Credit Card.
  • You can choose to redeem your points from among hundreds of items including gift cards, merchandise, travel experiences, charitable donations, fuel rewards or cash back.

Remember to use your Radiant Credit Union Rewards Card for all your purchases and watch the points add up. Visit to set up your account and start browsing rewards.

If you need any further assistance with the rewards program please call 888-205-1243

Rewards brochure


visa secure logoVISA® Secure

Protecting you is our top priority. One way we do this is by preventing the unauthorized use of your card. During an online purchase, you may be guided through an extra check to verify your identity. This helps us ensure you are the rightful owner of the card and better protects you from fraud.

VISA® SRC (Secure Remote Commerce)

src logoVISA® SRC adds an extra layer of security making it harder for an unauthorized user to shop online with your VISA® card in the unfortunate event your information is lost or stolen.

  Find out more and enroll

VISA® Purchase Alerts

Know where your money is going. Get a text or email whenever you pay with your VISA® card.
To check your card eligibility or sign up for the alerts, cardholders can visit Visa Purchase Alerts.


Before you go, let us know!

Alert Radiant that your card might be used in a different geographical area than normal – lowering the chance of your card being blocked when you make a purchase.
Send Radiant a notification: 



The Radiant Card Manager App can help safeguard your Radiant Credit and Debit Cards from fraud.

  • Restrict transactions
  • Suspend your card
  • Set transaction limits
  • Send purchase alerts
  • Set travel notification
  • Link your cards to your mobile

Take control of your Radiant Visa® Debit and Credit Card today! Download the app to get started or learn more.

Apple App Store

Google Play StoreTM

1All information is accurate as of 5/15/2021 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 5/15/2021. This card is issued by Radiant Credit Union pursuant to a license from VISA® U.S.A., Inc. 
2With approved credit. Valid for new cards only. rate of 9.49%, 10.90% or 13.90% Annual Percentage Rate (APR) for Radiant Credit Union Platinum VISA®; 10.99%, 12.40%, or 15.40% APR for Radiant Credit Union Platinum VISA® with Rewards, based on your credit worthiness. May not be used to pay any Radiant Credit Union loan or VISA®, Excludes Pledged VISA®
3On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.

®VISA is a registered trademark of VISA International.

Fees & Rates  



VISA Card Benefits