HOME LOANSWhether you already own your home, or are looking to purchase, Radiant Credit Union has a mortgage loan program sure to fit your needs. When you’re ready to buy, because we offer local underwriting, you’ll receive an approval quickly.
Click the button below to get information or pay your Radiant Credit Union mortgage.
Radiant Credit Union Mortgage Loan
Unlock the door to your dream home
Fixed-rate, long and short term first mortgages available.
Are you looking to purchase a piece of vacant land?
If so, look no further than Radiant Credit Union to fund that purchase. We offer a very attractive land-only mortgage that can make your payments very affordable.
- 85% Loan To Value (LTV)*
*maximum purchase LTV limited to 85% appraised value or purchase price whichever is less.
HOME EQUITY LINE OF CREDIT
Our home equity options are a great way to fund all of your planned and unexpected expenses.
If you’d like access to a reserve of cash over a period of time, our Home Equity Line of Credit (HELOC) may work for you.
HELOCs provide the flexibility of having access to cash, but not paying interest until you actually withdraw it.
We have several types of HELOC loans: fixed rate, adjustable, and purchase.
Whichever loan you choose, our great rates, flexible terms and affordable monthly payments make it easy to tap into your home’s equity.