High-interest debt is holding you back – Radiant's fixed personal loan rate as low as 7.99% APR* helps you combine multiple payments into one, lower predictable monthly payment. Lower interest means higher savings and one due date keeps it simple to help you avoid any missed or late payments.
*As of September 1, 2025, personal loan rates are as low as 7.99% APR. The rate you pay is based on your creditworthiness and the term of the loan, and is disclosed a t the time of your advance. Rates are subject to change without notice. Various rates and terms are available. The APR incorporates the interest rate as well as applicable finance charges (such a s certain fees) which results in the APR usually being higher than the interest rate. Personal Loans over $5,000 include a $100 processing fee. Rates a n d terms subject to credit approval. Example without t h e processing fee: A $4,014.35 personal loan at 7.99% for 60 months would require 60 monthly payments of $81.37, finance charge of $867.85, for a total of payments of $4,882.20. The amount financed is $4,014.35 with an APR of 7.99%. Example with the processing fee: A $7,626.95 personal loan at 7.99% for 60 months would require 59 monthly payments of $154.60 and a final payment of $154.37, finance charge of $1,748.82, for a total of payments of $9,275.77. The amount financed is $7,526.95 with an APR of 8.547%. Personal loans may be used for vacations, debt consolidation, education financing, or other purposes. Refinancing of existing Radiant Personal Loans not available. For more information or call (877) 786-7828. Radiant Credit Union is federally insured by the NCUA. Equal Opportunity Lender.
Personal Loans
A Personal Loan gives you fast access to the funds you need for any purpose. Life happens. For the expected and unexpected expenses we all face, our Personal Loans can help you afford whatever you need. Vacations, auto repairs, medical bills, home upgrades, debt consolidation and more… we've got you covered!
SIGNATURE LOAN
Fixed-term, fixed rate signature loans are a great way to finance that dream vacation or consolidate revolving credit to pay off debt quicker.
- Lump-sum funding
- Fixed-rate payments
- Fixed-term
LINE OF CREDIT
Access cash when you need it most. When life throws an unexpected expense your way, tap into your personal Line of Credit.
- Funds available when you need them, anytime, for anything you want.
- Payments based on amount you actually use, not on amount of your line of credit limit.
- Use as automatic overdraft protection for your Radiant Credit Union Checking Account.
SHARE SECURED
If you are looking to build or repair your credit history, or just need funds fast, consider a secured loan.
- Borrow against the funds held on deposit in your savings or certificate accounts at very low rates.
- Your savings will continue to earn dividends.
