personal loans

A Personal Loan gives you fast access to the funds you need for any purpose. Life happens. For the expected and unexpected expenses we all face, our Personal Loans can help you afford whatever you need. Vacations, auto repairs, medical bills, home upgrades, debt consolidation and moreā€¦ we've got you covered!

Apply online for a Personal Loan. 

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Signature Loans are great for those unexpected expenses.

Fixed-term, fixed-rate Signature Loans are a great way to finance that dream vacation or consolidate revolving credit to pay off debt quicker.

  • Lump-sum funding
  • Fixed-rate payments
  • Fixed-term


Access cash when you need it most.

When life throws an unexpected expense your way, tap into your personal Line of Credit.

  • Funds available when you need them, anytime, for anything you want.
  • Payments based on amount you actually use, not on amount of your line of credit limit.
  • Use as automatic overdraft protection for your Radiant Credit Union Checking Account.



If you are looking to build or repair your credit history, or just need funds fast, consider a secured loan.

  • Borrow against the funds held on deposit in your savings or certificate accounts at very low rates.
  • Your savings will continue to earn dividends.