Get ready to start blazing where there’s no trail!
Whether you’re looking for summer fun on the water with a new boat or jet ski, or off-road fun with a new ATV/UTV,
Radiant has a great low rate to get you moving. Stop by any Radiant branch, give us a call, or start online. When you’re ready, let’s get started!!
*5.59% Annual Percentage Rate (APR) available for new boat purchases or refinances (non-Radiant Credit Union) with terms up to 180 months; for used boat purchases or refinances (non-Radiant Credit Union), terms are available up to 144 months; and for other titled property such as ATVs, UTVs, and Jet Skis, terms are available up to 60 months on new or used purchases, and new or used refinanced (non-Radiant Credit Union) vehicles for 2025 and 2024 model years. For vehicle refinance eligibility, a NADA value must be available. Rate effective as of June 23, 2025, and available through July 31, 2025. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $44,155.05 new boat loan with no money down at a rate of 5.54% for 120 months would require 119 monthly payments of $481.26 and a final payment of $479.85, finance charge of $13,594.74, for a total of payments of $57,749.79. The amount financed is $44,155.05 with an APR of 5.594%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Radiant Credit Union is federally insured by the NCUA.
ATV and UTV Loans
Nice Trails. Rough Trails. No Trails.
They say, “work hard and play hard.” So, why not make the most of your outdoor fun with the off-road vehicle you’ve been thinking of. Get ready to have some fun in the ATV and UTV you’re ready for, and let Radiant help you with the flexible financing to fit your budget.
Hit the trails without breaking your budget with Radiant’s easy application and quick loan decision making. Apply today to get started enjoying the great outdoors how you want to.
Apply Now off-road vehicle lOAN RATES
Off-Road Vehicle Loan Benefits
Radiant Off-Road Vehicle Loans Feature:
- Quick online applications
- Fast approval decisions
- Great Low Rates
- Flexible Loan Terms up to 72 months
- Maximum loan amount is $30,000
- No loan application fees
- No pre-payment penalty
GAP
INSURANCE
Guaranteed Asset Protection (GAP) Insurance protects your loan in the event of an unfortunate accident.
Learn more from our blog post here or contact a Radiant Member Service Representative for more information.
MECHANICAL BREAKDOWN PROTECTION
MBP can help with new and used vehicles, as well as the one you already own.
Please contact a Radiant Member Service Representative for more information.
DEBT PROTECTION
Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn.
Please contact a Radiant Member Service Representative for more information.
*Rates subject to change without notice. Other rates and terms available. Offers are for standard ATV, UTV and other similar vehicles. For vehicle refinance eligibility, a NADA value must be available. Radiant Credit Union is federally insured by the NCUA.
