Skip to content
Online Banking

Off-Road Vehicle Loans

Nice Trails.
Rough Trails.
No Trails.

ATV and UTV Loans

Nice Trails. Rough Trails. No Trails.

They say, “work hard and play hard.” So, why not make the most of your outdoor fun with the off-road vehicle you’ve been thinking of. Get ready to have some fun in the ATV and UTV you’re ready for, and let Radiant help you with the flexible financing to fit your budget.

Hit the trails without breaking your budget with Radiant’s easy application and quick loan decision making. Apply today to get started enjoying the great outdoors how you want to.

Radiant Off-Road Vehicle Loan Features:

  • Quick online applications

  • Fast approval decisions

  • Great low rates

  • Flexible loan terms up to 72 months*

  • Maximum loan amount is $30,000

  • No loan application fees

  • No pre-payment penalty

Additional Off-Road Vehicle Loan Protection

Woman on ATV - GAP

GAP Insurance

If you are in an accident, Guaranteed Asset Protection (GAP)  can help you pay what you still owe on your off-road vehicle if your insurance payout isn't enough.

Learn more about GAP Insurance from our blog post. To get GAP Insurance, you can also call our Contact Center at (877) 786-7828 during business hours or visit a branch near you

ATV flipped on it's side indicating a need for mechanical breakdown protection.

Mechanical Breakdown Protection

Mechanical Breakdown Protection is optional coverage that can help you pay for unexpected mechanical or electrical repairs to your new or used vehicle.

Please call our Contact Center at (877) 786-7828 during business hours or visit a branch for more information.

Disclosures

*Rates subject to change without notice. Other rates and terms available. Offers are for standard ATV, UTV and other similar vehicles. For vehicle refinance eligibility, a NADA value must be available. Radiant Credit Union is federally insured by the NCUA.

Our Members are Talking

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann
five stars

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency." 

 
Holly
five stars

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

 
Jon
five stars
icon-logo-full-color

Not a Member? Join Today!

Drop your bank and enjoy the benefits of ownership. It's easy.