Visa Platinum rewards Credit Card 

Low rates.
No extra fees.


Enjoy these Platinum-level benefits


From the low introductory rates to dime back rewards, you’ll enjoy the Platinum-level benefits without having to pay lots of added fees.


Low Intro Rate

Start off right with a low, 4.99% APR1 rate for 6 months, then rates as low as 9.49% APR2

No Annual Fees

Radiant Visa Credit Cards have no annual fee

Dime Back plus Rewards

Earn a dime for every qualifying purchase3 and earn 1 point for every dollar your spend

cell phone icon

Digital Ready

Enjoy contactless cards that ready for mobile wallets 


Earn 1 point for every dollar your spends.  Rewards include cash back, gift cards, merchandise, travel experiences, and charitable donations. 
Visit  to set up your account and start browsing rewards.  For rewards support call (888) 205-1243.

rewards brochure


Platinum Credit Card Rates






Visa® Platinum Rewards Credit Card




Members who want rewards on top of exclusive benefits and services


Fees & Rates

1With approved credit. Valid for new cards only. After the initial 6 months your rate will go to the regular rate of 9.49%, 10.90% or 13.90% Annual Percentage Rate (APR) for Radiant Credit Union Platinum Visa; 10.99%, 12.40%, or 15.40% APR for Radiant Credit Union Platinum Visa® with Rewards, based on your credit worthiness. May not be used to pay any Radiant Credit Union loan or Visa®, Excludes Pledged Visa. 
2All information is accurate as of 6/06/22 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 6/06/22. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. 

3On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.

®Visa is a registered trademark of Visa International.



Our members are talking

I absolutely love Radiant Credit Union, they are so customer oriented. I have such pleasant interactions with staff each and every visit. I’m so thankful that my dad and uncle recommended Radiant Credit Union.

Gainesville, FL
Five Stars

Other Cards You May Like

Visa Platinum Credit Card

credit card and credit card reader machine

 Enjoy a low introductory rate and avoid annual fees with the VISA® Platinum Credit Card.

learn more

Apply Now

Visa Secured Credit Card - No Cosigner

Four adults on a boat with their hands in the air

Build up your credit without needing a co-signer using our Visa Secured Credit Card

learn more

Apply Now

Visa Debit Card With Nickel Back Rewards

Automatically get paid 5 cents per purchase with the Visa Debit Card with Nickel Back Rewards

learn more

Apply Now

Credit Card FAQs

What determines if my credit card application will be accepted?

How long will it take to receive my credit card?

What happens if I am late on a payment?

Can my card be replaced if lost?

What is the APR for balance transfers and cash advances?

Can I make credit card payments online?

What other borrowing options are available to Radiant CU members?

Do I need to be a Radiant CU member to qualify for a secured credit card?

Are there cash advance or balance transfer fees?

What other types of loans does Radiant offer?

Does Radiant offer business credit cards?

What if I have more questions about borrowing, or about Radiant Credit Union credit card rates?