Buckle up for incredible savings with our limited-time Auto Loan Rate Flash Sale, running Wednesday, May 28th thru Tuesday, June 3rd!
Get yourself behind the wheel of your dream car while enjoying an exceptional rate starting at just 4.99% APR for 75 months.*
Be sure to visit your Loan Offers in eBanking to see if you’re already pre-approved for your next car loan!
*The Annual Percentage Rate (APR) of 4.99% is based on a calculated APR of 4.992% and is offered for 75 months on new, used or refinanced (non-Radiant Credit Union) auto loans with Radiant Credit Union. Rate effective as of May 28, 2025, and is available through June 3, 2025. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $50,000.00 new auto loan with no money down at an interest rate of 4.93% for 75 months would require 74 monthly payments of $780.40 and a final payment of $780.01, finance charge of $8,353.56, for a total of payments of $58,529.61. The amount financed is $50,176.05 with an APR of 4.992%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Offers are for standard passenger automobiles and trucks. Visit www.RadiantCU.org or call (877) 786-7828 for details. Radiant Credit Union is federally insured by the NCUA.
Auto Loans
Fast. Easy. Hassle Free.
Shop for your “new to you” car like a cash buyer by getting pre-approved for your financing. You’ll know your payments and how much you can afford – allowing you to focus on your car’s actual selling price and avoid hours at the dealership.
We’re here to help you. Our lenders work with you to find the right fit for your budget and make sure you’re aware of all your options before you finalize your loan. We want you to enjoy your car for many years to come.
Auto Loan Benefits
Radiant Auto Loans feature:
- Quick online applications
- Fast approval decisions
- Great Low Rates
- Flexible Loan Terms up to 84 months*
- New car financing up to 120% of sale price and up to 110% of sale price on Used cars
- No loan application fees
- No pre-payment penalty
GAP
INSURANCE
Guaranteed Asset Protection (GAP) Insurance protects your loan in the event of an unfortunate accident.
Learn more from our blog post here or contact a Radiant Member Service Representative for more information.
MECHANICAL BREAKDOWN PROTECTION
MBP can help with new and used vehicles, as well as the one you already own.
Please contact a Radiant Member Service Representative for more information.
DEBT PROTECTION
Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn.
Please contact a Radiant Member Service Representative for more information.
*All loans subject to credit approval. All credit union programs, services, rates, terms, and conditions are subject to change at any time without notice. Finance charges begin accruing as of the loan disbursement date.
