Benefits of an interest checking account
Get a competitive APY and start earning dividends as soon as your balance reaches $500.
Get a Nickel Back
We'll automatically put 5 cents back in your account every time you use your debit card.
Easily manage your account through eBanking services like our Mobile App and Bill Pay.
Easy to Avoid Fees
Simply maintain a balance of $500 and you'll pay no monthly fee. Plus, there's no overdraft transfer fee.
Interest Checking Account Key Features
Enjoy unlimited access to your funds while earning interest on your money. Take advantage of all these features and more:
- Earn interest on balances over $500
- Dividends are compounded monthly
- Free contactless debit card
- Free eBanking and Bill Pay
- Free Mobile App and Mobile Deposit
- Free eStatements
- Digital Wallet compatible
- Early Direct Deposit
- Nickel Back Rewards
- Unlimited check writing
- No overdraft transfer fee
- Open an account with just $5
- Pay a $5 monthly fee only if your balance is under $500
Plus, you can download the Radiant Card Manager App and set up purchase alerts and restrictions so you're always on top of your financial goals!
See Our Easy Interest Checking Account Application Process
Check you're eligible to become a credit union member then deposit $5 into a Regular Share Savings Account
Choose Interest Checking
Select this account option from the Available Products and complete the quick and easy form.
Deposit as much as you can to begin then start earning interest and dividends when you reach $500.
Our members are talking
I had the pleasure of having Mr. Tristan assist my father and me this morning. He made the process as smooth and quick as possible. I look forward to being a long term member of the family.
FAQs About Interest Checking Accounts from Radiant Credit Union