Auto loans

Fast.
Easy.
Hassle Free.

Apply Now

Auto Loans

Fast. Easy. Hassle Free.


Shop for your “new to you” car like a cash buyer by getting pre-approved for your financing. You’ll know your payments and how much you can afford – allowing you to focus on your car’s actual selling price and avoid hours at the dealership.

We’re here to help you. Our lenders work with you to find the right fit for your budget and make sure you’re aware of all your options before you finalize your loan. We want you to enjoy your car for many years to come.

 

Apply Now      Auto loan rates

 

Auto Loan Benefits

 

Radiant Auto Loans feature:

  • Quick online applications
  • Fast approval decisions
  • No payment for your first 90 days*
  • Great Low Rates
  • Flexible Loan Terms up to 84 months*
  • New car financing up to 120% of sale price and up to 110% of sale price on Used cars
  • No loan application fees
  • No pre-payment penalty

GAP
INSURANCE

A man admiring his car

Guaranteed Asset Protection (GAP) Insurance protects your loan in the event of an unfortunate accident.

Learn more from our blog post here or contact a Radiant Member Service Representative for more information.

MECHANICAL BREAKDOWN PROTECTION

Women with car hood up

MBP can help with new and used vehicles, as well as the one you already own.

Please contact a Radiant Member Service Representative for more information.

DEBT PROTECTION

nurse talking to women in wheelchair

Debt Protection helps relieve the financial stress and worry related to making payments when your life takes an unexpected turn. 

Please contact a Radiant Member Service Representative for more information.

*All loans subject to credit approval. All credit union programs, services, rates, terms, and conditions are subject to change at any time without notice. First payment may be due up to 90 days from closing of the loan, certain restrictions may apply. Finance charges begin accruing as of the loan disbursement date. 

Our members are talking

I just got my second auto loan from Radiant Bank and am very satisfied with their service. I recommend them to everyone I know. I’m so satisfied with them that I’m fixing to move all my banking needs over to them.

Deloris R.
Five Stars