Benefits
You don't stay in business for over 60 years without getting good at giving your members the benefits they need. Here's an ever-growing list of products and services that make being a member at Radiant the easiest decision you'll make this week.
Industry-leading Interest Rates
Experience the advantage of our competitive rates, ensuring that your money works harder and grows faster in our care.
Convenient Locations Anywhere You Are
Whether you're in the city or the countryside, our widespread branches and ATMs ensure you're never far from your financial needs.
Flexible Checking Account Options
From basic to premium, we offer a range of checking accounts designed to cater to your unique financial habits and goals.
Robust Savings Opportunities
Dive into a plethora of savings options, from fixed deposits to high-yield accounts, all crafted to maximize your returns.
World-class Customer Support
Our dedicated team of professionals is always on standby, ensuring that your queries and concerns are addressed promptly and efficiently.
Business Banking Options
Propel your business forward with our comprehensive suite of banking solutions, tailored to support enterprises of all sizes.
Visa Debit Card with Rewards
Elevate your spending experience with our Visa Debit Card with Nickel Back Rewards, where every purchase gets you a nickel back in your account.
Direct Deposit
Say goodbye to waiting times and enjoy instant access to your paycheck with our seamless direct deposit service.
Wire Transfers
Whether you're sending money across the country or across the globe, our wire transfer service ensures it's fast, secure, and hassle-free.
Vehicle Loans
Step into the driver's seat of your dream vehicle with our attractive loan rates and flexible repayment plans.
Visa Platinum Rewards Credit Card
Experience the luxury of premium benefits, exclusive offers, and unmatched reward points with every transaction.
Personal Loans
Whether it's for education, travel, or home renovation, our personal loans are designed to support your aspirations with competitive rates and easy approvals.
Mortgage Loans
Make homeownership a reality with our range of mortgage options, each tailored to fit your financial situation and goals.
Bill Payment Services
Streamline your monthly bill payments with our intuitive platform, making it easier than ever to manage and track your expenses.
eBanking Services on the Web
Dive into a world of online banking convenience, offering you complete control over your finances from the comfort of your home or office.
Mobile App for Android and iOS
Stay connected to your finances on the move with our feature-rich mobile app, designed for both Android and iOS devices.
Apple Pay, Google Pay, Samsung Pay
Embrace the future of payments with our support for leading mobile wallets, ensuring quick, secure, and contactless transactions.
Send Money with Zelle
Make instant money transfers to loved ones, friends, or businesses with Zelle, ensuring that your money reaches its destination in a flash.
Support for Our Local Community
We believe in giving back, and our initiatives and programs are a testament to our commitment to the growth and well-being of our local community.
Who is Eligible for Membership?
Persons who live, work (or regularly conduct business in), worship, attend school, or participate in associations headquartered in the rural district comprised of:
- Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Lake, Levy, Marion, Putnam, St. Johns, Suwannee, or Union in Florida;
Persons participating in programs to alleviate poverty or distress which are located in the rural district comprised of:
- Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Lake, Levy, Marion, Putnam, St. Johns, Suwannee, or Union in Florida;
Incorporated and unincorporated organizations located in or maintaining a facility in the rural district comprised of:
- Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Gilchrist, Hamilton, Lafayette, Lake, Levy, Marion, Putnam, St. Johns, Suwannee, or Union in Florida.
Additionally, you can join if:
- You are the spouse of a person who died while within the field of membership of Radiant Credit Union.
- You are an immediate family member of a current member. "Immediate family member" is defined as a spouse, child, sibling, parent, grandparent or grandchild; this includes step-parents, step-children, step-siblings, and adoptive relationships.
- If you have any questions regarding your eligibility for membership in Radiant Credit Union, please contact us.
