Construction Loans
At Radiant Credit Union, we understand that building a home is more than just a project – it’s a personal journey. That’s why our construction loan is designed to simplify the process while providing the dedicated, one-on-one support you deserve.
From blueprint to move-in day, our experienced lending team is with you every step of the way. We work closely with you and your builder to ensure a smooth, transparent financing experience tailored to your timeline and goals. Whether you're breaking ground on your first home or building your forever home, we’ll help you bring your vision to life with confidence.
What sets Radiant apart is our deep connection to the community. As a local credit union, we know the neighborhoods, the builders, and the market. Our team lives and works here too – and we’re invested in helping our members thrive. That local insight allows us to make quicker decisions and offer solutions that truly fit your needs.
Our streamlined construction loan combines the cost of building and your permanent mortgage into one convenient loan, minimizing paperwork and saving you time. Plus, enjoy peace of mind with a fixed interest rate and the cost savings of only one loan closing.
Radiant Construction Loans feature:
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Cost savings with one loan closing
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Work with the builder you choose
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Set your fixed rate early
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Loan terms up to 30 years
UNDERSTANDING ESCROW
Escrow accounts are used to pay property taxes, insurance, and other charges.
HOMEOWNERS INSURANCE
If you change companies for your homeowners insurance please upload the new policy information.
