Define Your Financial Future

Reach Your Destination

drive smarter financing

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Get pre-approved for your car loan fast and easy.


Rates as low as 4.99% APR for 48-months*

Shop for your new car like a cash buyer by getting pre-approved for your financing. You’ll know your payments and how much you can afford – allowing you to focus on your car’s actual selling price and avoid hours at the dealership.


We’re here to help you have a great car-buying experience. Our lenders work with you to find the right fit for your budget and make sure you’re aware of all your options before you finalize your loan. We want you to enjoy your car for many years to come. 

Define Your Financial Future



The place to which someone of something is going or being sent.

Online Application

Apply from anywhere at any time, receive quicker loan approvals and funding. 

No Application Fee

Concentrate on finding the best rate and term without incurring any extra costs.

Auto Loan Benefits

Radiant offers GAP and Extended Warranties at affordable prices.



Easy Online Application

Our online application process for auto loans offers convenience, speed, accessibility, and security. It allows you to apply from anywhere at any time, receive quicker loan approvals, fast funding, and keep track of your application status with ease. Additionally, online applications are encrypted to protect personal and financial information.



couple in car with road ahead

No Loan Application Fee


Without the worry of an application fee, you can concentrate on finding the best rate and term that fit within your budget, without incurring any extra costs.

Auto Loan Benefits

Radiant Credit Union offers GAP and Extended Warranty at affordable prices. 




two women excited to arrive at their destination.
*4.99% annual percentage rate (APR) offered with 48-month term on new auto purchases and new or used refinanced (non-Radiant Credit Union) auto loans with Radiant Credit Union. Rate effective as of March 1, 2023, and available through March 31, 2023. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance, and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. Offers are for standard passenger automobiles and trucks. Radiant Credit union is federally insured by the NCUA.

Our Members are Talking
I just got my second auto loan from Radiant Bank and am very satisfied with their service. I recommend them to everyone I know. I’m so satisfied with them that I’m fixing to move all my banking needs over to them. 
Five StarsDeloris R.