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Evergen + Radiant

All Together Brighter

Welcome, Evergen Employees!

Welcome to a brighter way to bank. Radiant Credit Union has been serving North Central Florida since 1957. As a credit union, we're owned by you (our members) and return our profits to you (our members) through reduced fees, higher savings rates, and lower loan rates!

Current Feature

You can get a 30-year fixed home loan as low as 5.99% APR* from Radiant Credit Union, only during October 2026

Accounts to help you save!

 

Digital Services to save you time!

 

Easy ways to earn money!

 

Debit Card Benefits

  • Earn Nickel Back Rewards for your debit card transactions.
  • Even-Up Savings to automatically save when you spend with your debit card.

 

Credit Card Benefits

  • Earn Dime Back Rewards for your debit card transactions.
  • Earn points toward gifts, travel, cash back, and more.

 

Easy ways to earn money!

 

 

Disclosures

*As low as 5.99% Annual Percentage Rate (APR) for a 30-year fixed-rate, first-lien mortgage loan, 80% loan-to-value. Available to qualified borrowers with a minimum 720 credit score for a primary residence. Applications must be received October 1–31, 2026, and close within 90 days of application receipt. Subject to credit approval, collateral, and underwriting requirements. The advertised rate and promotional terms are not guaranteed until the loan is rate-locked in accordance with Radiant Credit Union’s rate-lock procedures. Eligible transactions include purchase loans (1st Lien), one-time-close construction-to-permanent loans (1st Lien), and refinances of mortgage loans (1st Lien) not currently held by Radiant Credit Union. For qualifying One-Time Close construction-to-permanent loans, Radiant Credit Union will waive its 1.00% origination fee. Other closing costs, prepaid items, escrow deposits, and third-party fees may apply. Interest rate buydown programs are unavailable with this offer. Payment example: A $300,000.00 mortgage purchase loan for 30 years at a rate of 5.90% results in a 5.99% APR and an estimated monthly principal and interest payment of $1,779.41. Payment quoted does not include escrows for property taxes and insurance premiums. If required to escrow for taxes and insurance, the monthly payment amount will be higher. Membership eligibility required. NMLS ID 408361 

Our Members are Talking

“I had a wonderful experience with Radiant Credit Union! It’s rare to find a place where you genuinely feel valued as a member, but that’s exactly how I feel here. I truly appreciate all of you — thank you for consistently providing such excellent service!”

Ruthann
five stars

“We've been with Radiant Credit Union for years and have always been impressed with their friendly professionalism and efficiency." 

 
Holly
five stars

“It's always a pleasure working with Radiant. Everyone is so helpful and informative of possible solutions and opportunities that you may not even know about. I've been a member for many years and look forward to many more. I always feel and know that Radiant is in my corner!”

 
Jon
five stars
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