Loan RAtes

Loan Rates (as low as)

Autos/Trucks

APR*

New 5.99%*
Used 6.49%*
Effective: September 19, 2023 Learn More
 

Motorcycles

APR*

New 6.49%*
Used 6.75%*
Effective: July 28, 2023 Learn More
 

Boats

APR*

New 6.75%*
Used 7.25%*
Effective: July 28, 2023 Learn More
 

RVs**

APR*

New** 6.99%*
Used** 7.49%*
Effective: July 28, 2023 Learn More
 

ATV, UTV, Jet Ski

APR*

New 7.25%*
Effective: July 28, 2023 Learn More
 

Personal Loans

APR*

Credit Builder Secured 7.50%*
Unsecured Personal 10.99%*
Unsecured Line of Credit 9.90%*
Certificate or Shared Secured Dividend Rate of Collateral + 2.00%*
Effective: July 28, 2023 Learn More
 

Visa Credit Cards

APR*

Platinum 9.49%*
Platinum Rewards 10.99%*
Secured 15.98%*
Effective: July 28, 2023 Learn More
 

*The rate you pay is based on your credit worthiness, term of the loan, and collateral qualifications at the time of your advance, and is disclosed to you at that time. Information provided herein is subject to change without notice.  Due to the occasional inaccessibility to our web site which may be beyond our control, Radiant cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 352-381-5200.

14.99% annual percentage rate (APR) offered on new and used auto purchases and new refinanced (non-Radiant Credit Union) auto loans with Radiant Credit Union. Rate effective as of July 25, 2024, and available through July 30, 2024. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance, and is disclosed to you at that time. Payment example: A loan at 4.99% APR for a 75-month term would have a payment of $16.38 per $1,000.00 borrowed. Rates subject to change without notice. Other rates and terms available. Offers are for standard passenger automobiles and trucks. Radiant Credit union is federally insured by the NCUA.

**Maximum loan amount $65,000.

Our members are talking

Couldn’t have asked for better service when I refinanced my vehicle this week. In less than an hour everything was completed. Superb service. Thank you.

Barbara K.
Five Stars