radiant Visa® Credit Cards
Radiant Credit Union’s Visa Credit Card has a automatically pays you 10 cents every time you use your card for a purchase!
Compare our cards and when you are ready, just apply online, over the phone, or at one of our convenient branch locations.
Platinum Visa Credit Card
6-Month Introductory Rate of
4.99% APR1
then rates as low as
9.49% APR2
Platinum Rewards Visa Credit Card
6-Month Introductory Rate of
4.99% APR1
then rates as low as
10.99% APR2
Earn 1 point for every dollar you spend.Secured Visa Credit Card
Build or reestablish your credit history
15.98% APR2
No co-signer required
Visa Credit Card Benefits
Dime Back Rewards
For every qualifying purchase3 made with a Radiant Credit Union Visa Credit Card, we will put a dime into your Radiant Credit Union Checking or Savings account.
Mobile Wallet
Radiant Credit Union participates in the following mobile wallets:
Apple, Google, Samsung, FitBit, and Garmin
Card Manager App
The Radiant Card Manager App can help safeguard your Radiant Credit and Debit Cards from fraud. And submit travel notifications.
Visa Extras
Visa SRC - An extra layer of security to your online shopping with your Visa.
Visa Purchase Alerts - Get a text or email whenever you pay with your Visa card.
Need Assistance?
Call 866-209-7190 to:
Activate your Card, report a lost or stolen card, audio PIN change, to dispute a debit card transaction or for
Mobile Wallet support.
1With approved credit. Valid for new cards only. After the initial 6 months your rate will go to the regular rate of 9.49%, 10.90% or 13.90% Annual Percentage Rate (APR) for Radiant Credit Union Platinum Visa; 10.99%, 12.40%, or 15.40% APR for Radiant Credit Union Platinum Visa® with Rewards, based on your credit worthiness. May not be used to pay any Radiant Credit Union loan or Visa®, Excludes Pledged Visa.
2All information is accurate as of 07/06/2022 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 5/15/2021. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc.
3On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.
