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Double Up On Rewards

2X Rewards on Travel & Fuel in July!

Rates as low as 10.99% APR.*

Apply Now
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Earn 2X Points on Travel & Fuel

July 1-30

Double Fun. Double Relaxing. Double Rewards. Make your summertime extra rewarding this July with Radiant's Visa Rewards Credit Card when you earn 2x points with your vacation and travel purchases.

  • Get a fixed rate as low as 10.99% APR*

  • Earn 2X Points on Fuel and EV Charging for your road trips**

  • Earn 2X Points on Airline Travel, Hotel Stays, Car Rentals, and more***

Disclosures

*Radiant Credit Union Visa Platinum Rewards Credit Card rates are as low as 10.99% APR and up to 15.40% APR. The rate you receive is based on your creditworthiness, and is subject to credit approval. No annual fee, cash advance fee, or balance transfer fee. Must be a member of Radiant Credit Union and at least 18 years of age. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. Other terms and conditions apply. Dreampoints rewards earn at 1 point per dollar spent. Earned points expire after 36 months. Terms and conditions apply. Visit or call (877) 786-7828 for card and rewards details. Visa® is a registered trademark of Visa International. **Double points on travel applicable for purchases between July 1, 2026, through July 30, 2026. Bonus points may be earned when purchasing airline travel, hotel stays, car rentals and more. See Dreampoints rewards website for eligible purchase details. ***Double points on fuel applicable for purchases between July 1, 2026, through July 30, 2026. Bonus points maybe earned when purchasing gasoline fuel or purchases at EV stations. See Dreampoints rewards website for eligible purchase details. 

APOPKA MARINE BOAT LOAN SPECIAL!

First Coast and Radiant Merger

The Credit Union You Know,
Now Powered by Radiant!
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When You're Ready... Let's Shine Together!

Radiant actively supports our communities through volunteering, education, and events that make an impact.

The Best of Both

 While the name has changed, our commitment to serving you remains the same. As part of Radiant Credit Union, you'll continue to receive the personalized service and community-focused approach you've always known, now backed by expanded resources, additional branch locations, enhanced digital tools, and a broader range of financial solutions. 

 

Our promise to you: 

"We will deliver a timely, attentive, personalized experience

that leaves our members feeling valued!"

What you'll continue to enjoy

  • Local branch access and services catered to you.

  • Member-owned banking and community focused values.

  • Friendly, personalized support in your financial journey.

Plus, gain access to

  • Expanded ATM access and branch locations.

  • Enhanced online and mobile banking tools.

  • Reduced or eliminated fees.

  • More ways to save, borrow, and earn rewards.

First Coast and Radiant members are now able to receive full services from these First Coast locations:

Crescent City

112 N. Summit Street
Crescent City, FL 32112
Phone: (386) 328-5555

Branch Details
Palatka

306 South Palm Avenue
Palatka, FL 32177
Phone: (386) 328-5555

Branch Details
St. Augustine

1700 US Hwy 1 South
St. Augustine, FL 32084
Phone: (386) 328-5555

Branch Details

Quick Links

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Online Banking

With Radiant’s secure eBanking, you can perform transactions, transfers, payments, as well as set account alerts and schedule eBills from your home. 

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Reach your financial goals with savings options designed to help your money grow.

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Build credit, earn rewards, and enjoy the flexibility of a card designed for your goals.

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Get on the road faster with competitive financing for cars, trucks, boats, RVs and more.

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Home Loans

From first homes to refinances, Radiant is here to help you navigate the journey.

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Have Questions?

Find answers with our First Coast Community Credit Union Merger frequently asked questions.

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Our Members are Talking

“I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.”

Josie R.
five stars

“I love Radiant Credit Union. I've never been in and had a bad experience. Great place to do business.”

Dewayne
five stars

“Everyone I dealt with was so professional and the customer service was outstanding. Been doing business with Radiant for years and will continue taking my business there for years to come. Thank you!”

Robert L.
five stars
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