Define Your Financial Future

Save with our balance transfer offer

 

 

Apply Now

Define Your Financial Future

For First 6-months

0.00% APR*

Then as low as

9.49% APR*

Find your balance. Transfer your high-interest credit card to our Radiant Visa® Platinum Credit Card or Platinum with Rewards Credit Card and get our great low rate plus these extras: 

  • Dime Back Rewards
  • No Annual Fee
  • No Transfer Fee
  • Digital Issuance    

 

APPLY NOW

 Current Radiant Credit Card Holders Transfer Your Balance - Here. 

 

No Annual Fee

dollar sign with magnifing glass

 

Radiant Visa Credit Cards have no annual fee.

Dime Back Rewards

piggy bank icon

 

Earn a dime for every qualifying purchase1

No Transfer Fee

 no hidden fee icon

 

Radiant Visa Credit Cards have no transfer fees. 

 

Platinum Credit Card Rates

CARD TYPE

RATE TYPE

APR AS LOW AS

ANNUAL FEE

BEST FOR

VISA Platinum Credit Card

Fixed

9.49% APR2

None

Members who want to take advantage of exclusive benefits and services

 

Visa Platinum Rewards Rates

CARD TYPE

RATE TYPE

APR AS LOW AS

ANNUAL FEE

BEST FOR

VISA Platinum Rewards Credit Card

Fixed

10.99% APR2

None

Members who want to take advantage of exclusive rewards

Terms

Fees & Rates

Apply Now

 

*Balance Transfer promotion valid from 1/1/23 through 1/31/23. 0.00% APR promotional rate valid for six billing cycles (6 months) on transfers made during promotional period. Subject to creditworthiness. Standard rates and finance charges apply to balance other than the transferred balance, such as purchases and cash advance fees. Standard credit card rates are as low as 9.49% APR up to 15.40% APR, and will apply to remaining balance following the promotional period (6 billing cycles). Balance transfers only permitted from cards not issued by Radiant Credit Union. Minimum aggregate balance transfer amount is $500.00. Balance transfers do not earn rewards. Card holder is responsible to pay any minimum balances to prevent fees from being incurred. No annual fee. Must be at least 18 years of age. Other terms and conditions apply. 

1On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.

2All information is accurate as of 12/07/22 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 12/7/22. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. 

®Visa is a registered trademark of Visa International.

Our members are talking

I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.

Josie R.
Five Stars