Visa Credit Card Rates

Low Introductory rates are just the beginning.

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Benefits of a Visa® Credit Card

Get extras and rewards when you get your Visa​​ credit card through Radiant!

 

Rewards

Dime Back1 and Platinum Rewards put money back in your bank account (along with other extras!)

No Annual Fees

Radiant Visa Credit Cards have no annual fee.

Convenience

Manage your account from anywhere with the Card Manager App, as well as Online and Mobile banking

Low Introductory Rate

Six month introductory rate of 4.99%2 APR on Visa Platinum Rewards and Platinum cards then rates as low as 9.49% APR.3

 

Platinum Credit Card Rates

CARD TYPE

RATE TYPE

APR AS LOW AS

ANNUAL FEE

BEST FOR

VISA Platinum Credit Card

Fixed

9.49% APR3

None

Members who want to take advantage of exclusive benefits and services

 

Visa Platinum Rewards Rates

CARD TYPE

RATE TYPE

APR AS LOW AS

ANNUAL FEE

BEST FOR

VISA Platinum Rewards Credit Card

Fixed

10.99% APR3

None

Members who want to take advantage of exclusive rewards

 

Visa Secured Credit Card Rates

CARD TYPE

RATE TYPE

APR AS LOW AS

ANNUAL FEE

BEST FOR

 Visa Secured Credit Card 

Fixed

15.98%3

None

Members who want to build or establish credit

 

 

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Terms

Fees & Rates

 

1On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.

2With approved credit. Valid for new cards only. After the initial 6 months your rate will go to the regular rate of 9.49%, 10.90% or 13.90% Annual Percentage Rate (APR) for Radiant Credit Union Platinum Visa®; 10.99%, 12.40%, or 15.40% APR for Radiant Credit Union Platinum Visa® with Rewards, based on your credit worthiness. May not be used to pay any Radiant Credit Union loan or Visa®, Excludes Pledged Visa®
3All information is accurate as of 6/06/22 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 6/06/22. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. 

®Visa is a registered trademark of Visa International.

 

 

 

VISA Card Benefits

I just wanted to take a moment and thank Miss Gina at Radiant Credit Union!!!! I'm currently abroad and had an issue with my card. Miss Gina was very helpful, kind and patient with me and she helped fix the issue in a short amount of time. She even took a moment at the end of our phone call to calm me down and made sure everything was OK. The world needs more people like her. THANK YOU SO MUCH GINA.

Valentina E.
Five Stars

Credit Card FAQs

What determines if my credit card application will be accepted?

How long will it take to receive my credit card?

What happens if I am late on a payment?

Can my card be replaced if lost?

What is the APR for balance transfers and cash advances?

Can I make credit card payments online?

What other borrowing options are available to Radiant CU members?

Do I need to be a Radiant CU member to qualify for a secured credit card?

Are there cash advance or balance transfer fees?

What other types of loans does Radiant offer?

Does Radiant offer business credit cards?

What if I have more questions about borrowing, or about Radiant Credit Union credit card rates?