SAVINGSReach your savings goals with us!
A $5 deposit is all it takes to become a Radiant Credit Union member. Your Regular Share Savings Account represents your ownership in Radiant. With an initial $5 deposit, you have access to a broad range of exceptional products and services.
As a member-owned, not-for-profit financial institution, our growth is tied directly to yours.
Certificates, IRA Certificates and Jumbo Certificates are available at Radiant Credit Union!
- Terms of 6-60 months
- Any amount over the stated minimum
- You can borrow against certificates
Build a retirement plan that fits the life you imagine!
Traditional IRAOffers many taxpayers one of the best “shelters for deferring taxes” on some income.
Roth IRAContributions to a Roth IRA are not tax-deductible. The Roth IRA, including earnings, can be withdrawn tax-free in retirement.
Check with your qualified tax professional on which plan is right for you, then visit our Retirement Central to open your plan online today!
EVEN-UP SAVINGS ACCOUNT
Your spare change really adds up!
- Make a purchase with your Radiant Credit Union VISA® Debit Card (signature and PIN transactions)
- Purchase amount evened-up to the next dollar, with change transferred from your checking to your Even-Up Savings Account
- Even-Up Savings Account earns up to a 4.00% Annual Percentage Yield (APY) – learn more
Save for future qualified medical expenses on a tax-free basis!
- Designed for individuals with high deductible health plan (HDHP)
- HSA’s (Health Savings) are an individually owned account to which you can make tax deductible contributions
- Accumulate tax-deferred earnings
- Take tax-free distributions whenever you need to pay for qualified medical expenses
For more information on HSAs, please visit Retirement Central.
Teach children the value of saving, it’s a valuable lifelong lesson!
- A parent, grandparent, or other adult that is a joint owner on a minor account can open a Future Endeavors Account
- Initial deposit is just $5.00
- The dividend rate is higher than our regular share rate
A Radiant Credit Union Money Market Account gives your savings a boost with superior yields!
- You will earn high money market yields on balances of $10,000 and above
- Access funds online
- Make up to six withdrawals each month