Savings accounts
Opening a savings account with Radiant is not just about securing your money, it's about creating a partnership with financial experts who are dedicated to helping your financial dreams a reality.
Radiant's savings accounts are designed to meet your needs with convenience and flexibility in mind. Pick the right account that fits your needs, using our comparison chart.
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EVEN-UP SAVINGS aCCOUNT
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Our exclusive savings account that
helps your spare change add up.
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mONEY mARKET sAVINGS aCCOUNT
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Gain higher dividends for higher balances. Plus, have flexible access to your funds.
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FUTURE ENDEAVORS sAVINGS aCCOUNT
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Start your children on the path to saving early.
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HEALTH SAVINGS ACCOUNT
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Save for future qualified medical expenses on a tax-free basis.
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SHARE CERTIFICATES
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Secure your savings to earn more. Choose from a variety of terms and earn monthly dividends.
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iNDIVIDUAL rETIREMENT ACCOUNT (iRA)
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Individual Retirement Accounts (IRA) assist you in saving for your future.
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SPECIAL SHARE
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Stress less knowing you'll have the cash you need to cover designated expenses.
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DIRECT DEPOSIT
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Deposit payday or monthly check automatically, plus access up to 24-hours early.
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Which Savings Account is Right For You?
|
Regular Savings |
Money Markets |
Certificate Accounts |
Key benefit |
Simplicity. Straightforward savings |
Liquidity. Withdraw funds as needed while earning competitive dividends. |
Secure and steady growth. Larger starting balance leads to higher earnings. |
Minimum Opening Balance |
$5.00 |
$0.00 |
$1,0000.00 |
Time period |
No time frame for maturity |
No time frame for maturity |
6 months to 5 years |
Deposits |
Funds can be added at anytime |
Funds can be added at anytime |
Funds can only be added at account opening or renewal |
Withdrawals |
Funds can be withdrawn at anytime |
Funds can be withdrawn at anytime |
Funds can only be withdrawn at account maturity without incurring a penalty |
Minimum Balance to Earn APY |
$500.00 |
$10,000.00 |
$10,000.00 |
Earnings potential |
Moderate earnings Typically earns less than money markets and certificates. Higher rate on balances above $10,000.00. |
Higher earnings Typically earns more than regular savings but less than certificates. Higher tiered rates on balances above $50,000.00. |
Highest earnings Typically earns more than money markets and regular savings. Higher rates on longer terms. |