Choose from two smart choices to help you manage your money: a totally free checking account or one that pays interest. Both accounts feature:

- VISA® Debit Card with Nickel Back Rewards
- No overdraft transfer fee
- Eligible for eCourtesy Pay
- Online and mobile access
- Unlimited check writing

Open a Checking Account. If you're a member you can open a new account online.   
open an account Not a member?


Access to your money without heavy fees.

  • No monthly fee
  • No minimum balance requirement
  • A free VISA® Debit Card
  • Unlimited check writing
  • Access to eCourtesy Pay (opt-in required)
  • Access to Overdraft Protection
  • Qualifies for a high-yield Even-Up Savings Account 


Radiant Credit Union’s Interest Checking takes your banking relationship to the next level

  • Earn interest on balances of $500 or more
  • No monthly fee with balance of $500 or more
  • Qualifies for a high-yield Even-Up Savings Account


Get on the right financial path early in life. If you are age 14 or older, you can open a Radiant Checking Account and receive a VISA® Debit Card with Nickel Back Rewards.

  • No monthly fee
  • No minimum balance
  • Also qualify for a high-yield Even-Up Savings Account 
*A parent or guardian must be joint on the account.  You must have a state-issued ID to open a Radiant Checking Account.


The Radiant Card Manager App can help safeguard your Radiant Credit and Debit Cards from fraud.

  • Restrict transactions
  • Suspend your card
  • Set transaction limits
  • Send purchase alerts
  • Set travel notification
  • Link your cards to your mobile

Take control of your Radiant Visa® Debit and Credit Card today! Download the app to get started or learn more.

Apple App Store

Google Play StoreTM