Checking Accounts

 

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checking accounts

Opening a checking account with Radiant is not just about securing your money it's about creating a partnership with financial experts who are dedicated to making your financial dreams a reality.

Radiant's checking accounts are designed to meet your needs with convenience and flexibility in mind. Pick the right account that fits your needs, using our comparison chart.

 

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FREE CHECKING

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Free Checking gives you an account free of monthly fees.  Enjoy peace of mind with no minimum balance. 


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INTEREST CHECKING
 

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Put your money to work for you by earning dividends on every dollar. 


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BASIC CHECKING

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The right account for reestablishing or starting your checking relationship.

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YOUTH CHECKING

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Start your teens financial independence and money management skills!

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DEBIT CARDS

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Visa® Debit Card convenience plus our exclusive Nickel Back Rewards.

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DIRECT DEPOSIT

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Deposit payday or monthly check automatically, plus access up to 24-hours early.  
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EVEN-UP SAVINGS 

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Our exclusive savings account that helps your spare change add up.

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CLICKSWITCH

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Moving your direct deposit or automatic payments made easy!

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Which Checking Account is Right For You?
 
  Free Checking Interest Checking Basic Checking Youth Checking
Minimum Opening Deposit $0 $0 $0 $0
Monthly Service Fee N/A

$5.00 (balances below $500)

$10.00 N/A
Requires Adult Joint Account Holder N/A N/A N/A Yes
Earning Interest No Yes No No
Visa Debit Card Access Yes Yes Yes Yes
Nickel Back Rewards Yes Yes Yes Yes
Free eBanking and Mobile App Yes Yes Yes Yes
Free Monthly eStatements Yes Yes Yes Yes

Our members are talking

I am very impressed with the quick response that I have received from Radiant Credit Union. You just can’t find that type of customer service anymore. I look forward to doing business with them.

Josie R.
Five Stars