CHECKING

Choose from two smart choices to help you manage your money: a totally free checking account or one that pays interest. Both accounts feature:

- VISA® Debit Card with Nickel Back Rewards
- No overdraft transfer fee
- Eligible for eCourtesy Pay
- Online and mobile access
- Unlimited check writing

Open a Checking Account. If you're a member you can open a new account online.   
open an account Not a member?

FREE CHECKING

Access to your money without heavy fees.

  • No monthly fee
  • No minimum balance requirement
  • A free VISA® Debit Card
  • Unlimited check writing
  • Access to eCourtesy Pay (opt-in required)
  • Access to Overdraft Protection
  • Qualifies for a high-yield Even-Up Savings Account 

INTEREST CHECKING

Radiant Credit Union’s Interest Checking takes your banking relationship to the next level.

  • Earn interest on balances of $500 or more
  • No monthly fee with balance of $500 or more
  • Qualifies for a high-yield Even-Up Savings Account 

BASIC CHECKING

Basic Checking offers:

  • A free VISA® Debit Card
  • Unlimited check writing
  • Access to eCourtesy Pay (opt-in required)
  • Access to Overdraft Protection
  • Also qualify for a high-yield Even-Up Savings Account 

 There is a $10 monthly fee for Basic Checking.

YOUTH CHECKING*

Get on the right financial path early in life. If you are age 14 or older, you can open a Radiant Checking Account and receive a VISA® Debit Card with Nickel Back Rewards.

  • No monthly fee
  • No minimum balance
  • Also qualify for a high-yield Even-Up Savings Account 
*A parent or guardian must be joint on the account.  You must have a state-issued ID to open a Radiant Checking Account.

LOCK MY CARD

If your card is lost or stolen, you can temporarily block any new transactions on your Radiant VISA® Debit and/or Credit Card(s) via eBanking and/or the Radiant Mobile App.

  • Locking your card only impacts future card transactions
  • Any previous transactions will be paid
  • Locking your card will not affect your checks, mobile or internet transfers, bill payments, or any other type of transaction on your account(s)

To lock your card(s) via eBanking or the Mobile App, go to accounts, then Lock My Cards, then follow on-screen instructions.

Click HERE for a step-by-step tutorial to lock your cards. 

Contact Us to have your card permanently canceled and reissued, or to report unauthorized transactions.