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Fraud Security

The First Recorded Scam

Norman Cousins once wrote, “History is a vast early warning system.” I believe that to be very true. With that in mind, I thought it would be great to share some of that history as it applies to fraud scams. Scams occurred way before they were ever written down, but unfortunately those stories are lost […]

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Fraud Security

Happy 2nd of July

Welcome to the Radiant Credit Union Fraud Blog. In this blog I am going to provide information on various types of fraud that you, or someone you know, may come to, or have already experienced. My primary goal is to provide you with information that can help you understand the vast and complex fraud landscape. […]

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Budget Credit Unions Home Equity Posts Security

Get More from Your Home with a HELOC

Did you know that you can get more from your home than just happy memories? You may qualify for a special kind of home loan called a Home Equity Line of Credit (HELOC). “A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the […]

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Budget Credit Unions Posts Save Security

4 Financial New Year’s Resolutions to Kickstart Your New Year

Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. Let’s look at some of the most oft-made New Year’s resolutions and how to translate them into personal finance resolutions.

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Budget Credit Score Credit Unions Save Security

Credit Repair the Good, the Bad, and the Truth

The ads promoting those “credit repair” companies sound pretty good, especially if your file could use an appointment with Mr. Clean Magic Eraser! We’ve all seen the ads, which promise to legally change your credit report, bring up your score and give you a fresh start. Can it be true, could you be so lucky?

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Budget Save Security

7 Money Myths You Need to Stop Believing Now

We all grow up hearing the same financial advice: Spend less, save more and invest early. While these words of wisdom certainly ring true, there are many widespread money management tips that are actually false… or, at the very least, they shouldn’t be automatically accepted as iron-clad truths. Outlined here are 7 money myths that might be causing you more financial stress than benefit.