first mortgage

Pre-Approvals. Helpful Experts. Perfect Fit.

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Purchase First Mortgage

Home Loans With The Perfect Fit.

Our Mortgage Loan Experts will guide you through every step, so you’ll be home in no time! Whether you’re a first time home buyer looking to finance a starter home or a new empty nest, we’ll work with you to select the rate, down payment and term that meets your financial goals.

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In a competitive market, Radiant will give you an edge with:

  • 60-day rate lock
  • Fast preapproval
  • Easy online application and document uploads
  • Loan terms between 10 and 30 years
  • Down payments as low as 5% of purchase price*
  • Single family loan amounts up to $1,000,000
  • Primary residence only
 contact Mortgage team


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If you change companies for your homeowners insurance please upload the new policy information.

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Escrow accounts are used to pay property taxes, insurance, and other charges.


*Standard mortgage amortization terms offered for 10, 15, 20, and 30-year owner-occupied property. Loan amounts available from $30,000 up to $1,000,000. For 15, 20, and 30-year terms, maximum Loan To Value (LTV) is 95% for purchase and limited cash out refinance, and 80% LTV for cash out refinance. For 10-year term, maximum 90% LTV for purchase or refinance. Escrow included with monthly payment and mortgage insurance required for mortgage loans with LTV greater than 80%. Radiant Credit Union is federally insured by the NCUA. Equal Housing Lender.


Our members are talking

We saw Tristan today regarding a mortgage, he was great! He sat with us and answered all our questions thoroughly. I would definitely recommend him to family and friends!

Missy W..
Five Stars