Purchase First Mortgage
Home Loans With The Perfect Fit.
Our Mortgage Loan Experts will guide you through every step, so you’ll be home in no time! Whether you’re a first time home buyer looking to finance a starter home or a new empty nest, we’ll work with you to select the rate, down payment and term that meets your financial goals.
In a competitive market, Radiant will give you an edge with:
- 60-day rate lock
- Fast preapproval
- Easy online application and document uploads
- Loan terms between 10 and 30 years
- Down payments as low as 5% of purchase price*
- Single family loan amounts up to $1,000,000
- Primary residence only
If you change companies for your homeowners insurance please upload the new policy information.
Escrow accounts are used to pay property taxes, insurance, and other charges.
*Standard mortgage amortization terms oﬀered for 10, 15, 20, and 30-year owner-occupied property. Loan amounts available from $30,000 up to $1,000,000. For 15, 20, and 30-year terms, maximum Loan To Value (LTV) is 95% for purchase and limited cash out reﬁnance, and 80% LTV for cash out reﬁnance. For 10-year term, maximum 90% LTV for purchase or reﬁnance. Escrow included with monthly payment and mortgage insurance required for mortgage loans with LTV greater than 80%. Radiant Credit Union is federally insured by the NCUA. Equal Housing Lender.