Visa Platinum Credit Card 

Tons of benefits. 
Low rates.
No extra fees.

APPLY now

Enjoy these Platinum-level benefits

From the low introductory rates to dime back rewards, you’ll enjoy the Platinum-level benefits without having to pay lots of added fees.

Low Intro Rate

Start off right with a low, 4.99% APR1 rate for 6 months, then rates as low as 9.49% APR.2

No Annual Fees

Radiant Visa Credit Cards have no annual fee.

Dime Back Rewards

Earn a dime for every qualifying purchase3

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Digital Ready

Enjoy contactless cards that ready for mobile wallets 

 

Platinum Credit Card Rates

CARD TYPE

RATE TYPE

APR AS LOW AS

ANNUAL FEE

BEST FOR

Visa® Platinum Credit Card

Fixed

9.49%2

None

Members who want to take advantage of exclusive benefits and services

 GET STARTED

Terms
Fees & Rates

1With approved credit. Valid for new cards only. After the initial 6 months your rate will go to the regular rate of 9.49%, 10.90% or 13.90% Annual Percentage Rate (APR) for Radiant Credit Union Platinum Visa®; 10.99%, 12.40%, or 15.40% APR for Radiant Credit Union Platinum Visa® with Rewards, based on your credit worthiness. May not be used to pay any Radiant Credit Union loan or Visa®, Excludes Pledged Visa®
2All information is accurate as of 6/06/22 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 6/06/22. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. 

3On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.

®Visa is a registered trademark of Visa International.

 

 

Our members are talking

I absolutely love Radiant Credit Union, they are so customer oriented. I have such pleasant interactions with staff each and every visit. I’m so thankful that my dad and uncle recommended Radiant Credit Union.

Aaliyah
Gainesville, FL
Five Stars

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Credit Card FAQs

What determines if my credit card application will be accepted?

How long will it take to receive my credit card?

What happens if I am late on a payment?

Can my card be replaced if lost?

What is the APR for balance transfers and cash advances?

Can I make credit card payments online?

What other borrowing options are available to Radiant CU members?

Do I need to be a Radiant CU member to qualify for a secured credit card?

Are there cash advance or balance transfer fees?

What other types of loans does Radiant offer?

Does Radiant offer business credit cards?

What if I have more questions about borrowing, or about Radiant Credit Union credit card rates?