All rates effective as of December 4, 2025.

*APR = Annual Percentage Rate is subject to change at any time without notice.  Rates are based on individual credit history, vehicle model year, term of the loan, and your account relationship with Radiant Credit Union.  By applying, you acknowledge the interest rate shown throughout this application will differ from the Annual Percentage Rate (APR) that will be disclosed if your application is approved. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate.  For example, a $35,223.55 new auto loan with no money down at 5.09% for 75 months would require 74 monthly payments of $549.25 and a final payment of $549.09, finance charge of $6,070.04, for total payments of $41,193.59.  The amount financed is $35,123.55 with an APR of 5.182%. 

^**Maximum loan amount $65,000.

Due to the occasional inaccessibility to our web site which may be beyond our control, Radiant cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 352-381-5200.