*Standard mortgage amortization terms offered for 10, 15, 20, and 30-year owner-occupied property. Loan amounts available from $30,000 up to $1,000,000. For 15, 20, and 30-year terms, maximum Loan To Value (LTV) is 95% for purchase and limited cash out refinance, and 80% LTV for cash out refinance. For 10-year term, maximum 90% LTV for purchase or refinance. Escrow included with monthly payment and mortgage insurance required for mortgage loans with LTV greater than 80%. Radiant Credit Union is an Equal Housing Lender. Federally insured by the NCUA.

 

*Subject to credit approval. Property insurance required. The introductory rate in effect for the first 12 billing cycles. After 12 months, the variable Annual Percentage Rate (APR) is as low as Prime rate +0.50; Minimum APR 4.50% - Maximum APR 18.00%. $10,000 minimum initial draw required. Subsequent advance minimum $100. Rates are determined by your credit worthiness and loan-to-value of your home. Offer not valid for refinancing of existing Radiant Credit Union loans. Must be a Radiant Credit Union member to borrow. Membership with Radiant Credit Union requires a savings account with a minimum balance of $5.00. If Radiant Credit Union pays your closing costs and you pay off and close your line within 36 months of opening, you must reimburse Radiant Credit Union for the amount of the fees paid by us. Closing costs generally total between $0.00 and $2,500.00. Radiant Credit Union is an Equal Housing Lender. Federally insured by the NCUA.

 

*Subject to credit approval. Property insurance required. *Maximum purchase LTV limited to 85% appraised value or purchase price whichever is less. Must be a Radiant Credit Union member to borrow. Membership with Radiant Credit Union requires a savings account with a minimum balance of $5.00. Radiant Credit Union is an Equal Housing Lender. Federally insured by the NCUA.